Ben Roethlisburger

PhantomOG

is donor-cycle insurance more expensive than auto insurance?

Shizelbs

I love this forum.

bobman1235

PhantomOG wrote:

is donor-cycle insurance more expensive than auto insurance?

Moto insurance costs next to nothing. It costs me about 2500 bucks to insure my truck for the year, and about 100 to insure my bike.

Aside from medical costs, if you get in an accident with a motorcycle, you're
a) you're not going to hurt anyone else that badly, just yourself
b) you're not going to cause any damage cuz there's not much MASS behind a motorcycle
c) bikes are relatively cheap, so even with collission / comprehensive, the costs aren't that high.

Maybe your health insurance should be higher, but not your auto insurance.

PhantomOG

thanks, didn't know.

steveinaz

The car made a left turn in front of him---so that makes him an idiot for not wearing a helmet?....yeah, lets blame the victim. Sometimes you people amaze me.

Don't give me that "we all share the health care cost" BS either, do you:

1. Drive a car
2. Own a pool
3. Drink
4. Smoke
5. live in the city
6. live on a coast
7. live in the tornado belt
8. ski dive
9. bungee jump
10. ride roller coasters
11. fish
12. hunt
13. listen to loud music
14. eat pork
15. eat fish
16. eat beef
17. eat chicken
18. own a car that goes faster than 75mph

Shall I go on, there's thousands more? Every one of these things has UNNECESSARY risks, would you like to be told wether or not you can do them too? Or be charged extra because you do? I'm a motorcyclist and I do wear a helmet because I choose to; I don't condemn those who don't because they choose NOT to. It's called FREEDOM.

Better yet, lets make helmets mandatory for car driving....yeah...it is safer--no one can argue that point. It'll save all you health care cost analyzers a ton of money. Anybody want to crusade that cause? I didn't think so...

Good God.

Demiurge

Makes him an idiot? No, but it lessens the degree to which I feel sorry for him. I just think he should have the right to choose whether or not he wanted to wear one.

I think what might make him a bit of an idiot is that he may be squandering away millions and millions of dollars. So, from a purely selfish standpoint on his part I am sure he's saying "God, I am an idiot."

Airplay355

He was hit by a 62 year old woman. Man I can't tell you how many times I've almost been hit by old people. When your reflexes are shot, it's time to give up with the driving. I'm sure I'll get kicked in the **** for even mentioning it, but I have a grandma who DEFINITELY shouldn't be driving and I've almost been hit lots of times.

I hope he's OK, even if I don't like the Steelers.

steveinaz

I'm just wondering if you'll be ready to give your license up at 62? Be careful what you wish for.....

This is the problem with this country; knee jerk reactions/decisions. Accidents happen, always have, always will. It's a fact of life that all of the zero tolerance legislation in the world won't fix. When they take all of our freedoms away, we'll just beat our heads against the wall---oh, that's right we'll all be wearing helmets...

nevermind.

PhantomOG

steveinaz wrote:

The car made a left turn in front of him---so that makes him an idiot for not wearing a helmet?....yeah, lets blame the victim. Sometimes you people amaze me.

Regardless of who's at fault he sustained far more injuries than he would have if he were wearing a helmet. Does that make him an idiot? Don't know, but I'll say he's not as smart as you since you do.

I wear a seatbelt whenever I'm in a car -- not because its the law, because I know that if I do get into a wreck, my chances of survival will be higher than without wearing it.

I think you should be able to ride without a helmet. But with freedom comes responsibility, and you can't escape the injury/death chance that multiplies when you don't wear one. So logically, you could call someone stupid/idiot for not wearing a helmet.

Airplay355

You are right, I won't. Just a stereotype from an 18yr old who has almost been hit and has a grandma who will drive away with the door open.

steveinaz

......sigh.

PhantomOG

Since you admit to wearing a helmet, would you let your son or daughter ride without a helmet? I have never and will never ride a motorcycle, and would never let a son or daughter ride one as long as they are under 18. But that's my choice and I'm not saying its for everyone.

My condemnation would also extend to those who choose not to wear seatbelts. Feel free not to, but I'm gonna feel free to call you an idiot when you get thrown from the car.

ND13

There's the point of view that the helmet could have broken his neck on impact, also.

bobman1235

ND13 wrote:

There's the point of view that the helmet could have broken his neck on impact, also.

I dont' think that's ever happened. If your neck's going to break WITH a helmet, it's going to break without one. How does wearing a helmet increase your risk?

ND13

Added weight, inertia, g-forces

It has happened

bobman1235

Sigh.

Amongst other sources, from an an article in Motorcycle Cruiser Magazine

Myth 3: Motorcycle Helmets Break Necks

It seems logical—you put more weight out there on the end of your neck and when you get thrown off the bike, that extra weight will create more pendulum force on your neck. Turns out, it doesn't work that way. In fact, the energy-absorbing qualities of a DOT motorcycle helmet also absorb the energy that breaks riders' necks in impacts. Studies show that helmeted motorcyclists actually suffer fewer neck injuries when they crash compared to riders who crash without helmets.

Most likely you see more neck injuries with helmet wearers because their heads aren't mangled bowls of soup, so there's a chance to explore other avenues of injury.

NOTE that I still advocate one's right to choose, I'm just saying, the smart choice is still the helmet.

Demiurge

bobman1235 wrote:

I dont' think that's ever happened. If your neck's going to break WITH a helmet, it's going to break without one. How does wearing a helmet increase your risk?

My uncle tried saying that crap about not wearing a helmet when he hit a deer head on with his Harley. The doc told him he was full of hot air and just plain lucky to be alive. If anything his cell phone being in his pocket helped him from even more painful injuries as it completely melted as he slid across the pavement.

Like you, it's horse crap to suggest you're better off without one, but I have seen the argument before. I also still support people's right not to wear one.

Shizelbs

Helmet manufacturing facilities hurt the environment.

del44

Man, the worst bike accident I ever had is when some woman made a left turn in front of me. I was going about 50mph. Didn't even have a chance to lay the bike down. Hit her about the same exact spot Roethlisburger did, passenger side front post. I had a full face helmet on though. Mangled my right knee pretty bad but my head was still intact. Wish I still had the pic of the helmet I was wearing. It was tore the F*** up. BTW, the car I hit was a 62 T-Bird. Get well Ben.

Mike Reeter

Remember when the actor Gary Buse crashed his bike and wasn't wearing a helmet? That guy has never been the same since...

Saw him on a talkshow after his "recovery" the guy was literly in another world,could have been an act,but I don't think so.

wodom1

My Dad had to lay his bike down a couple of years ago when some punk-**** kid ran a stop sign and nearly nailed him. He saw that the kid was going to run the sign, layed the bike down (2005 Harley Electra Glide) and slid into and over a 1' curb, completely shattering his hand and wrist in the process. He's lucky that he didn't have more substantial injuries and he was wearing a helmet. What made the entire encounter a little bit more eerie is that he was carrying his best friend's ashes with him as he was on his way to Sturgis and he and his group of friends (including his friend's two sons) were going to scatter them together. His friend was killed on his Harley the month prior in WA state when a pickup truck with an unsecured innertube in the bed passed him. The innertube blew out of the truck and hit the bike, killing his friend and critically injuring his grandson who was riding with him. I want to buy a bike sometime in the future, and I will always wear a helmet if/when I get one.

ND13

bobman1235 wrote:

Sigh.

Amongst other sources, from an an article in Motorcycle Cruiser Magazine



Most likely you see more neck injuries with helmet wearers because their heads aren't mangled bowls of soup, so there's a chance to explore other avenues of injury.

NOTE that I still advocate one's right to choose, I'm just saying, the smart choice is still the helmet.

Tell that to my friend that had his neck broken due to the helmet, per the doctor's findings.. Had no head injuries or damage to the helmet. The added weight snapped his neck forwrd on impact a broke it in two. He was in a coma for 10 years bfore they decided to pull the plug.

I'm not taking either side, and I do wear a helmet when I ride my father's Hog.

When it really comes down to it, we all know or have heard of someone who was killed because of their seatbelt , too. I was just pointing out the arguement from the helmet haters. Another is tthey say they can't hear as well and that COULD cause a wreck, too.

Helmet or no helmet, the odds of you getting seriously injured during a motorcycle wreck are not in your favor.

bobman1235

Fair enough, sorry about your friend.

TroyD

Put me squarely in the camp that if you are riding a motorcycle without a helmet, you are a moron.

Regardless of who is at fault, **** like that WILL happen. It may not have been his fault....but that is not the point.

If you ride a bike, it's not really a question of IF but a question of WHEN.

BDT

markmarc

Let's hope Big Ben is ok, even though I'm a Bronco fan. Secondly, I hope he uses this to advocate bike helmets at least for kids.

ohskigod

brettw22 wrote:

In terms of him being held to a higher standard just because he's an NFL player. I'm not disagreeing with you in that he should wear a helmet.....just the premise that he's a level above because of who he is... (i think that makes sense)

I hear ya, but I dont think its in the context of him being at a higher level, were just discussing the issue from his vantage point. If a guy with 3 kids was riding without a helmet and went kersplat, and that was where the discusion started, I probably would make the same argument, but from the kids perspective, instead of fans and teamates.

it boils down to the difference between risk, and stupid **** risk. riding a bike = risk/part of life. riding without a helmet = stupid **** risk

its the taking of a stupid **** risk, in the frame of being Ben Rothlisberger (like I care about the spelling ), I have to point out how assinine it is to take such a stupid risk when you have such a good thing going for you, i.e. great NFL career generating stupid cash.

F1nut

dorokusai wrote:

I just shake my head when I see a helmet, tanktop, shorts and flip flops on a motocyclist....get the gear, or don't ride. That's pathetic and Ben is an idiot.

My thoughts exactly!

Airplay355

Can we go one step further and say that the smart choice is to not ride a motorcycle?

<throws gas on the fire for fun>

bobman1235

Airplay355 wrote:

Can we go one step further and say that the smart choice is to not ride a motorcycle?

<throws gas on the fire for fun>

Nope.

It's not the safest hobby, but there's risk inherent in everything you do, so just be careful and you'll be fine.

It's just so goddamned fun.

Plus, as my friends all say, you never see a motorcycle parked outside a psychiatrist's office. No better therapy than a nice long ride through the country.

Demiurge

bobman1235 wrote:

Nope.

It's not the safest hobby, but there's risk inherent in everything you do, so just be careful and you'll be fine.

It's just so goddamned fun.

Plus, as my friends all say, you never see a motorcycle parked outside a psychiatrist's office. No better therapy than a nice long ride through the country.

Just curious, but as a person who also rides a bike, do you think that riding one means you're going to be in a bike crash at some point or seriously injure yourself? I hear that thrown around a lot, but it seems to be rather exaggerated. It seems exaggerated because the injuries are usually much worse (often resulting in death) than your standard fair vehicle accidents. For example...getting thrown from a bike at 25 MPH could get you seriously injured, but might not leave a scratch if that happened in a car.