Got the Monkey off my back!!!

gudnoyez
gudnoyez Posts: 8,114
in The Clubhouse
tizmnsqdk921.jpg
Made the final payment on the Double wide took 25 years but the big M is finally off my back oh yeah the platinum card I like to spend at Audiovisor and PayPal is at 0 balance.

I also got my refund from tickets purchased on the canceled June 10th Tool show. I wish there was a Bar and Grill open to go celebrate this achievement plus celebrate the wife's B-Day. I think were going to fill the truck with buck a gallon gas pick up a couple 40 ozers head out to our secret spot listen to tunes gaze at the stars and let things lead to things.
The rule is no new audio stuff for a while.
Home Theater
Parasound Halo A 31 OnkyoTX-NR838 Sony XBR55X850B 55" 4K RtiA9 Fronts CsiA6 Center RtiA3 Rears FxiA6 Side Surrounds Dual Psw 111's Oppo 105D Signal Ultra Speaker Cables & IC's Signal Magic Power Cable Technics SL Q300 Panamax MR4300 Audioquest Chocolate HDMI Cables Audioquest Forest USB Cable

2 Channel
Adcom 555II Vincent SA-T1 Marantz SA 15S2 Denon DR-M11 Clearaudio Bluemotion SDA 2.3tl's (Z) edition MIT Terminator II Speaker Cables & IC's Adcom 545II Adcom Gtp-450 Marantz CD5004 Technics M245X SDA 2B's, SDA CRS+

Stuff for the Head
JD LABS C5 Headphone Amplifier, Sennheiser HD 598, Polk Audio Buckle, Polk Audio Hinge, Velodyne vPulse, Bose IE2, Sennheiser CX 200 Street II, Sennheiser MX 365

Shower & Off the beaten path Rigs
Polk Audio Boom Swimmer, Polk Audio Urchin B)
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Comments

  • mrbiron
    mrbiron Posts: 5,711
    And here I am refinancing for 30 more...son of a.

    Congrats. That’s not a monkey, that’s a boulder!
    Where’s the KABOOM?!?! There’s supposed to be an Earth shattering KABOOM!!!
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  • daddyjt
    daddyjt Posts: 2,479
    Good times to be debt free...

    Well done!
    "Conservative Libertarians love the country, progressive leftists love the government." - Andrew Wilkow


    “Human beings are born with different capacities. If they are free, they are not equal. And if they are equal, they are not free.”
    ― Aleksandr Solzhenitsyn

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  • Willow
    Willow Posts: 11,007
    Congrats that is excellent. Just before everything hit the fan we paid everything off except the mortgage. Then we bought a new vehicle. But thats it.
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  • txcoastal1
    txcoastal1 Posts: 13,273
    Congrats Steve
    New firearm for next season would be better than a night at the bar😉🤔
    2-channel: Modwright KWI-200 Integrated, Dynaudio C1-II Signatures
    Desktop rig: LSi7, Polk 110sub, Dayens Ampino amp, W4S DAC/pre, Sonos, JRiver
    Gear on standby: Melody 101 tube pre, Unison Research Simply Italy Integrated
    Gone to new homes: (Matt Polk's)Threshold Stasis SA12e monoblocks, Pass XA30.5 amp, Usher MD2 speakers, Dynaudio C4 platinum speakers, Modwright LS100 (voltz), Simaudio 780D DAC

    erat interfectorem cesar et **** dictatorem dicere a
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  • BlueFox
    BlueFox Posts: 15,251
    Good job. Now you need to stay that way. I paid my house off in 2000 after 10 years. Since then I have not made a payment for anything; stereo, car, etc.
    Lumin X1 file player, Westminster Labs interconnect cable
    Sony XA-5400ES SACD; Pass XP-22 pre; X600.5 amps
    Magico S5 MKII Mcast Rose speakers; SPOD spikes

    Shunyata Triton v3/Typhon QR on source, Denali 2000 (2) on amps
    Shunyata Sigma XLR analog ICs, Sigma speaker cables
    Shunyata Sigma HC (2), Sigma Analog, Sigma Digital, Z Anaconda (3) power cables

    Mapleshade Samson V.3 four shelf solid maple rack, Micropoint brass footers
    Three 20 amp circuits.
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  • WagnerRC
    WagnerRC Posts: 2,155
    congratulations
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  • gudnoyez
    gudnoyez Posts: 8,114
    edited April 2020
    Thanks guys it's a feeling that's hard to explain the feeling, but it's a good one the best part when it is not necessary to scratch that check at the end of the month anymore.
    Home Theater
    Parasound Halo A 31 OnkyoTX-NR838 Sony XBR55X850B 55" 4K RtiA9 Fronts CsiA6 Center RtiA3 Rears FxiA6 Side Surrounds Dual Psw 111's Oppo 105D Signal Ultra Speaker Cables & IC's Signal Magic Power Cable Technics SL Q300 Panamax MR4300 Audioquest Chocolate HDMI Cables Audioquest Forest USB Cable

    2 Channel
    Adcom 555II Vincent SA-T1 Marantz SA 15S2 Denon DR-M11 Clearaudio Bluemotion SDA 2.3tl's (Z) edition MIT Terminator II Speaker Cables & IC's Adcom 545II Adcom Gtp-450 Marantz CD5004 Technics M245X SDA 2B's, SDA CRS+

    Stuff for the Head
    JD LABS C5 Headphone Amplifier, Sennheiser HD 598, Polk Audio Buckle, Polk Audio Hinge, Velodyne vPulse, Bose IE2, Sennheiser CX 200 Street II, Sennheiser MX 365

    Shower & Off the beaten path Rigs
    Polk Audio Boom Swimmer, Polk Audio Urchin B)
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  • tophatjohnny
    tophatjohnny Posts: 4,182
    Sounds great and congrats.
    "if it's not fun, it's not worth it & remember folks, "It's All About The Music"!!
    *****************************
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  • motorstereo
    motorstereo Posts: 2,130
    And now the fun starts.........Congrats to you; it's quite a feeling isn't it. Mine got paid off 18 years ago and I still remember that feeling very well.
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  • mhardy6647
    mhardy6647 Posts: 33,769
    Well done.

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  • ZLTFUL
    ZLTFUL Posts: 5,648
    Congrats Steve! It’s a great non-problem to have!
    "Some people find it easier to be conceited rather than correct."

    "Unwad those panties and have a good time man. We're all here to help each other, no matter how it might appear." DSkip
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  • Milito
    Milito Posts: 1,958
    edited April 2020
    Congrats, it's a good feeling to pay off a mortgage. It great to not have that worry anymore.
    Yamaha RX-A2070, Musical Fidelity M6si integrated amp, Benchmark Dac1, Bluesound NODE 2i, Audiolab 6000CDT CD Transport, Parasound Zphono USB Phono Preamp, Fluance RT85, Ortofon 2M Bronze, Polk L600's, L400, L900's, RC80i's, SVS 3000 Micro, Audioquest Interconnects and Digital Cables, Nordost Silver Shadow Digital Cable, Cullen Gold and Crossover Series Power Cables, Douglas Connection Alpha 12AWG OCC Speaker Cables, Douglas Connection Alpha Analog Interconnect Cables, Douglas Connection Alpha 11 OCC Custom Power Cable, Signal Power Cable, Furman PL-8C 15 Power Conditioner, Sony 65" 900F, Sony UBP-X700, Fios, Apple TV 4K, Audioquest Chocolate HDMI Cables.
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  • PSOVLSK
    PSOVLSK Posts: 5,198
    Congrats. We paid off our house about 10 years ago, but then we moved a couple of times and now I’ve got a mortgage again. Be smarter than me😁
    Things work out best for those who make the best of the way things work out.-John Wooden
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  • jeremymarcinko
    jeremymarcinko Posts: 3,785
    Congrats!
    Oh, Listen here mister. We got no way of understandin' this world. But we got as much sense of this bird flyin in the sky. Now there is a lot that bird don't know, but it don't change the fact that the world is happening to him all the same. What I am tryin to say is, is that the course of your life, well its changing, and you don't even see it- Forest Bondurant
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  • motorhead43026
    motorhead43026 Posts: 3,897
    edited April 2020
    Yep, it is very empowering writing that last check for that mortgage. I paid mine off lump sum about 8 years ago.

    Now if we could only pay off the taxes once and for all.

    Congrats.
    The best way to predict the future is to invent it.

    It is imperative that we recognize that an opinion is not a fact.
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  • Dabutcher
    Dabutcher Posts: 2,595
    Congratulations. Saving is easy without monthly payment. Peace. D
    MIT Magnum MH-750, Monster HTS 5100MKII, Sony 77" Class - A80CJ Series - 4K UHD OLED,PS4, Def Tech 15” sub,LSIM 706c, Sunfire Signature Grand 425 x 4,Parasound hca 120, LSiM 702 x 4, Oppo 103D, SDA SRS 1.2, Pioneer Elite SC63 , Pioneer Elite BDP-05 “Why did you get married if you wanted big speakers?”
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  • Mike Reeter
    Mike Reeter Posts: 4,315
    Congratulations on actually being a "Home Owner"!!

    Being Debt Free is very liberating to the mind and the soul, and a great feeling of accomplishment!!!
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  • smglbrth
    smglbrth Posts: 1,468
    Congrats!
    Remember, when you're running from something, you're running to something...-me
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  • tophatjohnny
    tophatjohnny Posts: 4,182
    edited April 2020
    PSOVLSK wrote: »
    Congrats. We paid off our house about 10 years ago, but then we moved a couple of times and now I’ve got a mortgage again. Be smarter than me😁

    Doesn't make you less smart. Means you wanted to move up and into something better.
    (Is what I meant) 😉
    Post edited by tophatjohnny on
    "if it's not fun, it's not worth it & remember folks, "It's All About The Music"!!
    *****************************
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  • mantis
    mantis Posts: 17,192
    Awesome man.
    Dan
    My personal quest is to save to world of bad audio, one thread at a time.
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  • Derf
    Derf Posts: 229
    Congratulations! I’ll bet the grass now feels different between your toes!
    Integrated Amp: Marantz PM-10
    Speakers: Usher MD2
    Subwoofer: Rythmik F15HP
    DAC: North Star Design Supremo
    Streaming Source: AURALiC Aries Mini
    SACD Player: Marantz SA8004
    Power Source: PS Audio PP3 on dedicated 20amp circuit
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  • mantis
    mantis Posts: 17,192
    tophatjohnny wrote: »
    PSOVLSK wrote: »
    Congrats. We paid off our house about 10 years ago, but then we moved a couple of times and now I’ve got a mortgage again. Be smarter than me😁

    Doesn't make you less smart. Means you wanted to move up and settle. 😉
    I get that man. I thought many times about selling my house and buying a bigger one with a 4 car garage . I currently only have 2 car garage.
    What this disaster time has taught me is that spending money on things that really aren't necessary is pretty important.Still enjoying life but not going to the end of your means. Having deep savings is also a hug Key. I have not been paid in almost a month now and I'm still holding on. I'm waiting on Unemployment to kick in and hopefully the stimulus check but I'm still good for at least now.
    Once thing whole thing is behind us and we can get back to a sorta normal living I plan on restricting our budget to focus harder on paying things off.

    Dan
    My personal quest is to save to world of bad audio, one thread at a time.
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  • tophatjohnny
    tophatjohnny Posts: 4,182
    mantis wrote: »
    tophatjohnny wrote: »
    PSOVLSK wrote: »
    Congrats. We paid off our house about 10 years ago, but then we moved a couple of times and now I’ve got a mortgage again. Be smarter than me😁

    Doesn't make you less smart. Means you wanted to move up and settle. 😉
    I get that man. I thought many times about selling my house and buying a bigger one with a 4 car garage . I currently only have 2 car garage.
    What this disaster time has taught me is that spending money on things that really aren't necessary is pretty important.Still enjoying life but not going to the end of your means. Having deep savings is also a hug Key. I have not been paid in almost a month now and I'm still holding on. I'm waiting on Unemployment to kick in and hopefully the stimulus check but I'm still good for at least now.
    Once thing whole thing is behind us and we can get back to a sorta normal living I plan on restricting our budget to focus harder on paying things off.

    Amen .
    "if it's not fun, it's not worth it & remember folks, "It's All About The Music"!!
    *****************************
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  • gudnoyez
    gudnoyez Posts: 8,114
    edited April 2020
    Thanks again guys. Yeah the bugs bit me a time or to to buy a bigger place, but when our daughter moved on and the grandkids are now in thier teens, we really didnt need to buy another. It's just me and the wife 3 bedrooms finished basement, 2 car garage and a fenced in yard for 2 people were good.

    Once our daughter started her own life she bought her own house a block away so we dont need lots of room for packing them in on get togethers they come celebrate and can walk back home how convient. I started putting in couple hundred extra on the principal, which helped speed things up. Next plan is to retire early sell and move.
    Home Theater
    Parasound Halo A 31 OnkyoTX-NR838 Sony XBR55X850B 55" 4K RtiA9 Fronts CsiA6 Center RtiA3 Rears FxiA6 Side Surrounds Dual Psw 111's Oppo 105D Signal Ultra Speaker Cables & IC's Signal Magic Power Cable Technics SL Q300 Panamax MR4300 Audioquest Chocolate HDMI Cables Audioquest Forest USB Cable

    2 Channel
    Adcom 555II Vincent SA-T1 Marantz SA 15S2 Denon DR-M11 Clearaudio Bluemotion SDA 2.3tl's (Z) edition MIT Terminator II Speaker Cables & IC's Adcom 545II Adcom Gtp-450 Marantz CD5004 Technics M245X SDA 2B's, SDA CRS+

    Stuff for the Head
    JD LABS C5 Headphone Amplifier, Sennheiser HD 598, Polk Audio Buckle, Polk Audio Hinge, Velodyne vPulse, Bose IE2, Sennheiser CX 200 Street II, Sennheiser MX 365

    Shower & Off the beaten path Rigs
    Polk Audio Boom Swimmer, Polk Audio Urchin B)
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  • indyhawg
    indyhawg Posts: 1,642
    Congrats. I am looking forward to the day I no longer have a mortgage payment.
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  • verb
    verb Posts: 10,176
    Awesome! :smile: Well done!
    Basement: Polk SDA SRS 1.2tl's, Cary SLP-05 Pre with ultimate upgrade,McIntosh MCD301 CD/SACD player, Northstar Designs Excelsio DAC, Cambridge 851N streamer, McIntosh MC300 Amp, Silnote Morpheus Ref2, Series2 Digital Cables, Silnote Morpheus Ref2 Series2 XLR's, Furman 15PFi Power Conditioner, Pangea Power Cables, MIT Shotgun S3 IC's, MIT Shotgun S1 Bi-Wire speaker cables
    Office: PC, EAR Acute CD Player, EAR 834L Pre, Northstar Designs Intenso DAC, Antique Sound Labs AV8 Monoblocks, Denon UDR-F10 Cassette, Acoustic Technologies Classic FR Speakers, SVS SB12 Plus sub, MIT AVt2 speaker cables, IFI Purifier2, AQ Cinnamon USB cable, Groneberg Quatro Reference IC's
    Spare Room: Dayens Ampino Integrated Amp, Tjoeb 99 tube CD player (modified Marantz CD-38), Analysis Plus Oval 9's, Zu Jumpers, AudioEngine B1 Streamer, Klipsch RB-61 v2, SVS PB1000 sub, Blue Jeans RCA IC's, Shunyata Hydra 8 Power Conditioner
    Living Room: Peachtree Nova Integrated, Cambridge CXN v2 Streamer, Rotel RCD-1072 CD player, Furman 15PFi Power Conditioner, Polk RT265 In Wall Speakers, Polk DSW Pro 660wi sub
    Garage #1: Cambridge Audio 640A Integrated Amp, Project Box-E BT Streamer, Polk Tsi200 Bookies, Douglas Speaker Cables, Shunyata Power Conditioner
    Garage #2: Cambridge Audio EVO150 Integrated Amplifier, Polk L200's, Analysis Plus Silver Oval 2 Speaker Cables, IC's TBD.
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  • afterburnt
    afterburnt Posts: 7,892
    I am never paying off my house, as a matter of fact, I am refinancing a new 30 year. Cheap money and will be paying it back in even cheaper money! If rates stay this low I will "cash-out" again.
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  • DaveHo
    DaveHo Posts: 3,501
    Used to work with a single guy. His motto, he who has the lowest monthly payment and dies with the most debt wins. I couldn't live that way.
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  • afterburnt
    afterburnt Posts: 7,892
    It's not about debt, it's about separating equity.
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  • erniejade
    erniejade Posts: 6,321
    Late to the party. Congrats!! That is awesome!
    Klipsch The Nines, Audioquest Thunderbird Interconnect, Innuos Zen MK3 W4S recovery, Revolution Audio Labs USB & Ethernet, Border Patrol SE-I, Audioquest Niagara 5000 & Thunder, Cullen Crossover II PC's.
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