I need health insurance.

TroyD

Sure, I have lots of advice.

If you can't afford insurance....look at your expenses, figure out what you can eliminate, reduce, minimize. If you still haven't got enough to pay for the insurance....look at what you have for assets and start liquidating.

That's a start.

BDT

ben62670

Troy I literally have next to nothing but a pair of GFa-565's, a 545, and my speakers plus a few tools.

TroyD

Look man, I don't know what you have/don't have...I'm just saying, it's an expense like a mortgage or car insurance. You have to fit it in you budget....if you don't, it's a gamble. A gamble, by definition, means that it may bite you in the ****.

Lemme ask this: do you have a cell phone, cable/internet, smoke? I mean, there is always a way to shave expenses...

B

dkg999

dkg999 wrote: »

Ben - you need to go to a faith-based healthcare provider/hospital. You also need to seek one out in the nicer areas of town, not one in the urban areas where everyone is seeking care without the ability to pay. Healthcare providers in the higher demographic areas typically have trouble meeting their committments for charitable care, and faith-based healthcare providers have the most lenient programs for charitable care.

Good Luck!

Ben - I'm not going to judge your situation, or why you're in it. TroyD has some good points that apply to some friends I have also. What you don't know is that I work with healthcare providers from an data management and software perspective with tools that help them meet their quota's for charitable care. I know that a lot of hospitals actually need to give out more charitable care. See the above and give it a try. It's not the insurance you need, but it might help you get some immediate help until you can figure out the insurance stuff.

ben62670

Thanks again. My internet sucks. I smoke about $10 a month in cigs. Again unless you have something to add. I have only a cell phone, and don't gamble. My TV is via antenna. What is your next angle to attack me? I'm ready. I am not trying to get anything but advice.
Thanks so much.
Ben

TroyD

????

Ok, eff me. Well, if that's the case....then unless somene has health insurace for the price of, oh, on the house, then you are f*cked then. Then in that case, you are at the mercy of the hospitals, in which case...yes, indigent care is a mandate.

BTW, where did I attack you? I did no such thing. You've been around here long enough to know, if you post it, it's open for discussion.

BDT

ben62670

Sorry Troy I am at wits end with this crap. Immigrants that paid no taxes are considered for health care way above me:mad:

TroyD

Oh, stop with the horseshit Ben....yeah, everything is the immigrants fault. That's a pantload and you know it.

If you are looking for a pity party...which is what I'm gathering, because 'affording' insurance seems to be out of the question.....well, that's never been my bag.

BDT

ben62670

What ever Troy. Anyone that can tell me where to get health care please share. If not please don't.

TroyD

A hospital?

Shot in the dark.

I would google free clinics in Atlanta. We have a couple here in Fayetteville that are funded by private donations and volunteers. The United Way is usually a clearing house of charitable services. I'd also investigate some of the larger churches in the area....many of them have some sort of health care services.



BDT

jtgranby

only respond if you have first hand knowledge of the insurance.
Thanks
Ben

You will not be able to afford insurance with pre existing conditions unless you hit the lotto. As some members have suggested charity care will be the most economical. The Hill-Burton act reqires non-profit hospitals to give a % of care to be able to receive federal funds.

Good luck
Jim

TroyD

Lasareath wrote: »

Troy, when is your next tour going to start?, because we don't need **** like you here, we have enough newbs that we have to deal with everyday!

I'll be back in the desert this summer, Sal. Make you feel better?


BDT

strider

Lasareath wrote: »

Troy, when is your next tour going to start?, because we don't need **** like you here, we have enough newbs that we have to deal with everyday!

You just don't know when to shut the **** up, do you?

hoosier21

Lasareath wrote: »

Troy, when is your next tour going to start?, because we don't need **** like you here, !

it is the world wide web, not sure what Troy being in Iraq or Korea has much to do with anything, and he is not an ****

Ricardo

Lasareath wrote: »

Troy, when is your next tour going to start?, because we don't need **** like you here, we have enough newbs that we have to deal with everyday!

Looks like we also have some that joined on February 2007.

jimmydep

Ben, try here: http://www.cobra-health-insurance.ws/index.php?wsc=19&adv=16&pt=&kw=%5bcobra+insurance%5d&tk=TVNOLFgxMTg4MjkwLGRvbWFpbnNfMSAtIGV4YWN0LGNvYnJhLFtjb2JyYSBpbnN1cmFuY2Vd&prod=&usck=1

This is what we use in NJ if you loose your health benefits, Hopefully it will apply to your situation.

Sorry I missed your call, you didn't leave your #.

Good Luck

Jimmy

ben62670

Thanks Jimmy, and xcrappie.
This thread has depresssed me.
Ben

Ricardo

Ben, I'm with the others that think that your best shot is to get help from a charity organization. Health insurance in your conditions will not be affordable, period.

Best of luck.

kevhed72

Ben, while I hardly know you, I figured I would spare you the high and mighty speech about healthcare and offer some actual advice / help. If you would like, PM me your specific issues...my wife is an RN and maybe she has some advice. She will not mind, as she gets family & friends seemingly calling every other day with health related questions.

heiney9

WTF, Las................you having some issues of your own. You've been lashing out a lot lately. Life treating you poorly..................don;t take it out here.

ben62670

Thanks Ricardo. There is one place in the area that may be able to help. Thanks also Kevhead.

Ben

heiney9

Lasareath wrote: »

Yo retart, That was my first statement in this thread you idiot. or you can't count?

If I was posting as much as troy was in this thread and then you told I just don't know how to shut up then maybe I'd agree with you. But you're just a stupid goof

You know what I look like, post a picture of yourself so I can see what you look like and I can add you to the retart list.

Las, you met him at PF '08. Time to examine the meds your on, they aren't good for you apparently

My apologies for side tracking this thread.

schwarcw

Ben,

Good luck with your situation. I have no recommendations or suggestions to make that could help you:(

One possible solution is to marry a woman with a good job. Many of the better healthcare programs have the open enrollment period where immediate family can get enrolled WITH pre-existing conditions. I know this may seem far fetched, but you never know. Good luck!

strider

Lasareath wrote: »

Yo retart, That was my first statement in this thread you idiot. or you can't count?

If I was posting as much as troy was in this thread and then you told I just don't know how to shut up then maybe I'd agree with you. But you're just a stupid goof

You know what I look like, post a picture of yourself so I can see what you look like and I can add you to the retart list.

Should I stop with the obvious irony of the first two words in your post, or should I continue?

My statement wasn't directed at this thread alone, but all the **** that's fallen from your mouth here recently.

As for the picture, find something else to beat off to.

Polkersince85

Ben, call these folks in the morning, http://www.fayettecareclinic.com/services_overview.htm

They are for Fayette County residents only but they may have contacts for you. Good luck.

strider

ben62670 wrote: »

Thanks Ricardo. There is one place in the area that may be able to help. Thanks also Kevhead.

Ben

Sorry to **** on your thread, Ben.

As others have said I think the best thing, consiering the pre-existing conditions, is a charitable organization of some type. My wife and I have been doing research recently when I changed jobs and found that anything pre-exisiting, whether an illness or pregnancy, really changes the whole game.

If you have a particular ailment, maybe there's a hospital or research facility nearby doing a trial on it? Just a thought. Either way, good luck my friend.

bsoko2

It's the diff in jobs in this country that are non union and union. Union jobs have health insurance of some sort or another and varies in payments and coverage. Non union jobs don't have health coverage and it is rare if they do have it. Right to work states have more non union labor then states that have closed shops (have to join the union within 30 days of working on the job). Large corporations in this country love to have fatories in states that are open and the worker doesn't have to belong to a union. They pay good wages, but not so with benifits like healthe insurance and pension plans or 401 K's.

Bill

TroyD

Lasareath wrote: »

I'm not lashing out, I read every single post in this thread.

Ben is asking for advice about insurance and Troy had some smart **** remarks about him not spending his money well and not making plans to have insurance, and now that he's 39 he shouldn't be thinking about getting insurance, that maybe he shouldnt have bought a house, or had cable internet, or gave up smoking just so he can have insurance.

None of Troy's posts in this thread assisted Ben in getting insurance, Troy's posts were you should have done this, or you should stop spending money on that and this so you can afford insurance.


My Dad pays $893 a month for insurance for himself and my Mother, Not everyone can do that, not everyone can afford to that for their whole lifetime. For my Dad it was east, he retired at 43, he owns 3 houses that he paid in cash and it was very easy.

Some people don't have goverment jobs with free health insurance or they work with jobs that don't have insurance.

I worked for many years without insurance and at that time in my life I couldn't afford it. Right now my insurance costs $100 a month because my wife gets her's for free. But if it was $893 then we wouldn't have it either!

As as said, I'm very empathic towards Ben. I really do wish him the best...but there are some things to consider:

If you are 39 with health issues....and you are now just trying to obtain health coverage...and you are putting it on an audio forum for advice?? Yes, that does sound off some warning bells for me....which prompts me to ask some questions...and, yes, some of those questions are to prompt you to look at where your money is REALLY going. Everyone wastes money on things, the thing is, we often don't realize it. I've been in financial binds...and that meant REALLY looking at expenses and eliminating anything I could to save money.

Next, it appears that it isn't a case of 'getting' health insurance....because, regardless of how affordable the premiums are, he can't afford them. In which case, we are looking at charitible institutions (which I DID have some suggestions for).

I do maintain that in many cases, it's a case of building the ark before it rains.

If that ruffles someones feathers, so be it.

As for where my next tour is....well, again, we all live with the consequences of the decisions we make. I decided to make a career out of the military....the consequences of which are I spend a good deal of time away from home. I don't whine about it, it is what it is. If that's funny to Sal, that's his bag.

BDT

ben62670

Um the reason I put it on an audio board is because I trust some here, and don't trust others. There is some good advice here.
Rock out with your **** out.
Ben

dudeinaroom

Ben Ben Ben. Is that proper behavior? You could have at least said hang out with your wang out.