Oh snap! I just bought a house!

Shizelbs
Shizelbs Posts: 7,433
edited April 2024 in Clubhouse Archives
I can't believe I just bought a house. I graduated only 93 hours ago, and now I have bought a house. It won't be ready until the end of the year, but its pretty cool.

My fiance and I are full of super-sized portions of happiness and nervousness. Its on a greenbelt, with a decent sized backyard and its about a 3 minute drive to my workplace.

Check it out if you would like:
Link to floorplans

Its plan #3387 under Evan's Pond.

Best of all, LOTS of rooms for several 2 channel systems.
Post edited by RyanC_Masimo on
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  • Tide
    Tide Posts: 154
    edited May 2005
    Congrats.

    My wife would love to have those walk in closets in your Master BR in our house. Looks great.
    SDA 2s; HSU STF-2; Yamaha RX-V1
    SDA-CRSs; Polk PSW-303; Rotel RB-960BX; Rotel RSP-960AX;
    LSi 7s; Infinity PS8; Rotel RB-980BX; Rotel RSP-980
    Mirage Nanosat 5.1; Yamaha RX-V2300
    Monitor 5s, 5 jrs, & 4s
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  • hoosier21
    hoosier21 Posts: 4,413
    edited May 2005
    godd deal, looks like a nice house.

    What is a Greenway?
    Dodd - Battery Preamp
    Monarchy Audio SE100 Delux - mono power amps
    Sony DVP-NS999ES - SACD player
    ADS 1230 - Polk SDA 2B
    DIY Stereo Subwoofer towers w/(4) 12 drivers each
    Crown K1 - Subwoofer amp
    Outlaw ICBM - crossover
    Beringher BFD - sub eq

    Where is the remote? Where is the $%#$% remote!

    "I've always been mad, I know I've been mad, like the most of us have...very hard to explain why you're mad, even if you're not mad..."
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  • steveinaz
    steveinaz Posts: 19,538
    edited May 2005
    Congratulations, nothing to worry about---real estate is the safest thing in the world. Enjoy!
    Source: Bluesound Node 2i - Preamp/DAC: Benchmark DAC2 DX - Amp: Parasound Halo A21 - Speakers: MartinLogan Motion 60XTi - Shop Rig: Yamaha A-S501 Integrated - Shop Spkrs: Elac Debut 2.0 B5.2
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  • SCompRacer
    SCompRacer Posts: 8,511
    edited May 2005
    Congratulations! Nice place. Big too, room for lots of little ones.:D
    Salk SoundScape 8's * Audio Research Reference 3 * Bottlehead Eros Phono * Park's Audio Budgie SUT * Krell KSA-250 * Harmonic Technology Pro 9+ * Signature Series Sonore Music Server w/Deux PS * Roon * Gustard R26 DAC / Singxer SU-6 DDC * Heavy Plinth Lenco L75 Idler Drive * AA MG-1 Linear Air Bearing Arm * AT33PTG/II & Denon 103R * Richard Gray 600S * NHT B-12d subs * GIK Acoustic Treatments * Sennheiser HD650 *
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  • Shizelbs
    Shizelbs Posts: 7,433
    edited May 2005
    Originally posted by hoosier21
    What is a Greenway?

    A greenbelt rather? Its a strip of grass, trees, bushes, (green plants) than can't be developed behind our house. We will own about 30'x60' of the greenbelt.
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  • McLoki
    McLoki Posts: 5,231
    edited May 2005
    Congrats on the new house. Now that all your money is all tied up, you are really going to need a HUGE sub to fill that family room with bass. Looks like its time to go shopping... :D

    Michael
    Mains.............Polk LSi15 (Cherry)
    Center............Polk LSiC (Crossover upgraded)
    Surrounds.......Polk LSi7 (Gloss Black - wood sides removed and crossovers upgraded)
    Subwoofers.....SVS 25-31 CS+ and PC+ (both 20hz tune)
    Pre\Pro...........NAD T163 (Modded with LM4562 opamps)
    Amplifier.........Cinepro 3k6 (6-channel, 500wpc@4ohms)
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  • RuSsMaN
    RuSsMaN Posts: 17,986
    edited May 2005
    He's got 2 separate floors, he can go IB, and not take up much room at all.

    Congrats, that's a BIG first house!

    Cheers,
    Russ
    Check your lips at the door woman. Shake your hips like battleships. Yeah, all the white girls trip when I sing at Sunday service.
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  • billbillw
    billbillw Posts: 6,841
    edited May 2005
    Originally posted by RuSsMaN
    He's got 2 separate floors, he can go IB, and not take up much room at all.

    Congrats, that's a BIG first house!

    Cheers,
    Russ

    Yeah, 3300+ sq ft is huge for a 1st house. I thought I was doing pretty good with a 2300 sq ft 1st home. Congrats!
    For rig details, see my profile. Nothing here anymore...
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  • danger boy
    danger boy Posts: 15,722
    edited May 2005
    Congrats! Sounds like things are going VERY well for you. You're well on your way. :cool:
    PolkFest 2012, who's going>?
    Vancouver, Canada Sept 30th, 2012 - Madonna concert :cheesygrin:
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  • AsSiMiLaTeD
    AsSiMiLaTeD Posts: 11,728
    edited May 2005
    it's 3,387 sq ft...hence the #3387...
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  • Shizelbs
    Shizelbs Posts: 7,433
    edited May 2005
    Thanks everybody. The gravity of all it still hasn't hit us.

    BTW, I was planning on getting a big **** sub regardless. :)
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  • bobman1235
    bobman1235 Posts: 10,822
    edited May 2005
    Jesus, 5 bedrooms? Nice house man, good luck.

    Haha, I love how on the first floor they actually marked an area "nook".
    If you will it, dude, it is no dream.
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  • phoneisbusy
    phoneisbusy Posts: 867
    edited May 2005
    Congrats!

    Dave
    Time is the best teacher. Unfortunately it kills all its students.
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  • wallstreet
    wallstreet Posts: 1,405
    edited May 2005
    Very nice. Now with 4 extra bedrooms, I see a club polk party at your house very soon. Don't worry, most of the stains will come out of the carpet. :eek:
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  • Pauly
    Pauly Posts: 4,519
    edited May 2005
    Congrats bro. I'm still getting over i actually dont have t cut a rent check.


    Pauly
    Life without music would♭
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  • Skynut
    Skynut Posts: 2,967
    edited May 2005
    Originally posted by Shizelbs
    I can't believe I just bought a house. I graduated only 93 hours ago, and now I have bought a house..

    Nobody has asked so i will, what did major in?
    What do you gona be when you grow up?

    ;)
    Skynut
    SOPA® Founder
    The system Almost there
    DVD Onkyo DV-SP802
    Sunfire Theater Grand II
    Sherbourn 7/2100
    Panamax 5510 power conditioner (for electronics)
    2 PSAudio UPC-200 power conditioners (for amps)
    Front L/R RT3000p (Bi-Wired)
    Center CS1000p (Bi-Wired) (under the television)
    Center RT2000p's (Bi-Wired) (on each side of the television)
    Sur FX1000
    SVS ultra plus 2

    www.ShadetreesMachineShop.com
    Thanks for looking
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  • polkatese
    polkatese Posts: 6,767
    edited May 2005
    Pharmed school investment pays back already??? ;)

    Congrats bud! happy furniture (and gears) shopping!
    I am sorry, I have no opinion on the matter. I am sure you do. So, don't mind me, I just want to talk audio and pie.
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  • cfrizz
    cfrizz Posts: 13,415
    edited May 2005
    Congratulations!

    Nice house.:D
    Marantz AV-7705 PrePro, Classé 5 channel 200wpc Amp, Oppo 103 BluRay, Rotel RCD-1072 CDP, Sony XBR-49X800E TV, Polk S60 Main Speakers, Polk ES30 Center Channel, Polk S15 Surround Speakers SVS SB12-NSD x2
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  • bknauss
    bknauss Posts: 1,441
    edited May 2005
    Excellent to see a new grad get into a house right away. Definitely a sound investment.

    Amazing to see the price differences between your area and DC!!!
    Brian Knauss
    ex-Electrical Engineer for Polk
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  • Skynut
    Skynut Posts: 2,967
    edited May 2005
    I used to go out with a Pharm-d. Her and her Pop were Pharmacist's and made bank.
    Congrats, you spent a long time learning and now you will spend even more time enjoying.
    Skynut
    SOPA® Founder
    The system Almost there
    DVD Onkyo DV-SP802
    Sunfire Theater Grand II
    Sherbourn 7/2100
    Panamax 5510 power conditioner (for electronics)
    2 PSAudio UPC-200 power conditioners (for amps)
    Front L/R RT3000p (Bi-Wired)
    Center CS1000p (Bi-Wired) (under the television)
    Center RT2000p's (Bi-Wired) (on each side of the television)
    Sur FX1000
    SVS ultra plus 2

    www.ShadetreesMachineShop.com
    Thanks for looking
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  • Shizelbs
    Shizelbs Posts: 7,433
    edited May 2005
    Originally posted by wallstreet
    Very nice. Now with 4 extra bedrooms, I see a club polk party at your house very soon. Don't worry, most of the stains will come out of the carpet. :eek:

    Wallstreet wins the prize. I was wondering how long it would take until this got mentioned. Hey, it might not be a bad idea. My house will be up before most others. We would have the whole place pratically to ourselves. Not too many neighbors to complain about the noise. I can't see the 75% of the eastern US polkies wanting to fly out here though.

    I did have that reflection earlier, polkatese. Nothing like quick gratification on 6 years of college.
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  • danger boy
    danger boy Posts: 15,722
    edited May 2005
    Originally posted by Shizelbs
    I can't see the 75% of the eastern US polkies wanting to fly out here though.

    Well.. some of them we aren't letting em even come close to here... you know who you are. :D
    PolkFest 2012, who's going>?
    Vancouver, Canada Sept 30th, 2012 - Madonna concert :cheesygrin:
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  • masanz1
    masanz1 Posts: 511
    edited May 2005
    I'm more than willing to drive up though:D
    Matthew
    Sometimes the road less traveled is less traveled for a reason


    HT

    Yamaha RX-V2500
    CS400-Center
    SDA 1A-Mains
    RT20-Surround
    None right now-Rears
    SVS 20-39PCi
    Infocus IN72
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  • Toxis
    Toxis Posts: 5,116
    edited May 2005
    Dear god... this is your first house? I hate you. :p

    That's flippin' awesome! A huge congrats from me. What'd that thing put ya back?
    Never kick a fresh **** on a hot day.

    Home Setup: Sony VPL-VW85 Projo, 92" Stewart Firehawk, Pioneer Elite SC-65, PS3, RTi12 fronts, CSi5, FXi6 rears, RTi6 surround backs, RTi4 height, MFW-15 Subwoofer.

    Car Setup: OEM Radio, RF 360.2v2, Polk SR6500 quad amped off 4 Xtant 1.1 100w mono amps, Xtant 6.1 to run an eD 13av.2, all Stinger wiring and Raammat deadener.
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  • dorokusai
    dorokusai Posts: 25,577
    edited May 2005
    I would prepare for a list of "to do" things....home ownership is great.
    CTC BBQ Amplifier, Sonic Frontiers Line3 Pre-Amplifier and Wadia 581 SACD player. Speakers? Always changing but for now, Mission Argonauts I picked up for $50 bucks, mint.
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  • madmax
    madmax Posts: 12,434
    edited May 2005
    New houses are great! It is a long time before you have to work on them much. One hint, pay as much as you can as quickly as you can. A few dollars extra here and there will save you years of payments, possibly even cut the time in half! CONGRATS!!!

    madmax
    Vinyl, the final frontier...

    Avantgarde horns, 300b tubes, thats the kinda crap I want... :D
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  • wallstreet
    wallstreet Posts: 1,405
    edited May 2005
    Originally posted by Shizelbs
    Wallstreet wins the prize. I was wondering how long it would take until this got mentioned. Hey, it might not be a bad idea. My house will be up before most others. We would have the whole place pratically to ourselves. Not too many neighbors to complain about the noise. I can't see the 75% of the eastern US polkies wanting to fly out here though.

    I did have that reflection earlier, polkatese. Nothing like quick gratification on 6 years of college.

    Excellent. So my prize is first choice of rooms? Go ahead and make sure you add all the prewire. Or better yet, make a midnight run and do it yourself. My builder was a reluctant to let me do it. At a minimum, put some conduit in on outside walls so you can drop a wire later on if need be. Sure beat poking holes in your walls every few feet.
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  • Shizelbs
    Shizelbs Posts: 7,433
    edited May 2005
    Yes, conduit for sure. I'll see how expensive it is to do what I have in mind. Now would be a good time to get good, but affordable speaker wire recommendations for HT. My plan for now is to prewire the family room for the surrounds, likely nothing more. There will be no dedicated HT room in this house unfortunatly. We talked about it, and its something we both want, but that may have to wait for house #2.

    Wallstreet, the prize is you get to sleep on the couch, not on the floor. Its not as though we actually have the furniture to fill this house. You get the couch :)

    We will be talking to our financial planner too about the best way to make payments. My fiance (we'll call her Jennifer from now on) was telling me that if we take our monthly payment and instead pay half as much twice as frequently, it would save us, well, a lot. So yeah, we are going to look for a lender that will let us do that, and overpay and all that fun stuff. Screw losing money to interest.
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  • AsSiMiLaTeD
    AsSiMiLaTeD Posts: 11,728
    edited May 2005
    yep, two payments a month cuts down on interest quite a bit. A bit more hassle, but worth it IMO.

    You may also look at going a 15 year instead of 30 loan if you can swing it. It's only a little more each month and saves you a BUNCH of money. We're going with a 15 year and it's going to save us about $115K.
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  • wallstreet
    wallstreet Posts: 1,405
    edited May 2005
    Originally posted by Polkmaniac
    yep, two payments a month cuts down on interest quite a bit. A bit more hassle, but worth it IMO.


    Well, not exactly. Take this example from DMN,
    Suppose you want to borrow $100,000, and the interest rate is 6 percent. A normal 30-year mortgage with 12 monthly payments a year will set you back $599.55 a month. That's $7,194.60 a year for 30 years.

    What would happen if you made two payments a month?

    Calculate the interest over 24 periods a year instead of 12 and dial in 720 payments over 30 years, and each payment will be $299.64. That's $7,191.36 a year for 30 years.

    Increasing the number of payments will save you a whopping $3.24 a year in interest.

    You save money by paying more per payment, not making more frequent payments.
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