The curse of the 3 payday month or quarterly bonus curse strikes again

gudnoyezgudnoyez Posts: 7,152
edited January 15 in The Clubhouse
I'm cursed when it comes to these months or the quarterly bonus check. I love thinking about what to do with that 3rd extra paycheck, or the quarterly bonus check. It seems that as much as I plan on what to do with the extra cash coming my way something breaks needs to be replaced and my hope's and dreams of my upcoming spending spree vanish in in thin air.

It wasn't the other day we were talking at work about what we were going to do with our extra cash this month. I was surprised to here one of my coworkers say something bad is bound to happen and I thought to myself hey here is some poor SOB that suffers the same dilemma that I do.

Well the curse reared it's ugly head and bestowed upon me my latest dilemma a double whammy this time around. The first was getting a $75 speeding ticket in the mail the speed camera clocked me 7 mph over the speed limit. I was pretty pissed and said to myself I hope they choke on my money while I scratched the check. I got over it and said that aint bad and figured if that's all I got by ok. Then last night we got a good icing and I apparently didnt spread enough ice melt and backing down the hill I smashed right in the retaining wall and did some damage to my vehicle so there goes $500 for the deductible, I just cant catch a break oh well at least I got some extra funds coming my way to spend on something. Does any of you fine fellow forum members suffer from such a curse? I cant seem to shake this one it happens every $!&%%% time.
Home Theater
Parasound Halo A 31 OnkyoTX-NR838 Sony XBR55X850B 55" 4K RtiA9 Fronts CsiA6 Center RtiA3 Rears FxiA6 Side Surrounds Dual Psw 111's Oppo 105D Signal Ultra Speaker Cables & IC's Signal Magic Power Cable Technics SL Q300 Panamax MR4300 Audioquest Chocolate HDMI Cables Audioquest Forest USB Cable

2 Channel
Adcom 555II Vincent SA-T1 Marantz SA 15S2 Denon DR-M11 Clearaudio Bluemotion SDA 2.3tl's (Z) edition MIT Terminator II Speaker Cables & IC's Adcom 545II Adcom Gtp-450 Marantz CD5004 Technics M245X SDA 2B's, SDA CRS+

Stuff for the Head
JD LABS C5 Headphone Amplifier, Sennheiser HD 598, Polk Audio Buckle, Polk Audio Hinge, Velodyne vPulse, Bose IE2, Sennheiser CX 200 Street II, Sennheiser MX 365

Shower & Off the beaten path Rigs
Polk Audio Boom Swimmer, Polk Audio Urchin B)

Comments

  • pitdogg2pitdogg2 Posts: 15,287
    3rd check? ....extra money?.... What are these things you speak of?


    Sorry Man... That really stinks.
  • gudnoyezgudnoyez Posts: 7,152
    edited January 15
    It's where you get 3 checks on a long month and if your lucky that long month falls on the end of a quarter, you knew that right? Me I'm still bumming.
    Home Theater
    Parasound Halo A 31 OnkyoTX-NR838 Sony XBR55X850B 55" 4K RtiA9 Fronts CsiA6 Center RtiA3 Rears FxiA6 Side Surrounds Dual Psw 111's Oppo 105D Signal Ultra Speaker Cables & IC's Signal Magic Power Cable Technics SL Q300 Panamax MR4300 Audioquest Chocolate HDMI Cables Audioquest Forest USB Cable

    2 Channel
    Adcom 555II Vincent SA-T1 Marantz SA 15S2 Denon DR-M11 Clearaudio Bluemotion SDA 2.3tl's (Z) edition MIT Terminator II Speaker Cables & IC's Adcom 545II Adcom Gtp-450 Marantz CD5004 Technics M245X SDA 2B's, SDA CRS+

    Stuff for the Head
    JD LABS C5 Headphone Amplifier, Sennheiser HD 598, Polk Audio Buckle, Polk Audio Hinge, Velodyne vPulse, Bose IE2, Sennheiser CX 200 Street II, Sennheiser MX 365

    Shower & Off the beaten path Rigs
    Polk Audio Boom Swimmer, Polk Audio Urchin B)
  • polrbehrpolrbehr Posts: 2,451
    Never mind 3 checks, I just got a monster on 1/10, included extra tours and 2 worked holidays ----
    and the money is already spent. :'(
    So, are you willing to put forth a little effort or are you happy sitting in your skeptical poo pile?


    http://audiomilitia.proboards.com/
  • kevhed72kevhed72 Posts: 3,837
    yeah.... sometimes I think owning a car isn't work the "convenience"....but public transportation or biking not an option for me. My GLI needs 1300.00 of work. The good news is I discovered my "normal place" for car repairs quoted me 2600.00 for the same work. Good way to lose a customer forever!!
  • gudnoyezgudnoyez Posts: 7,152
    polrbehr wrote: »
    Never mind 3 checks, I just got a monster on 1/10, included extra tours and 2 worked holidays ----
    and the money is already spent. :'(

    As long as you got to spend it on what you intended on instead of having to replace something or fix something that all of a sudden happend when you were ready to cash that check then it's all good, if not then the curse is real :o

    Home Theater
    Parasound Halo A 31 OnkyoTX-NR838 Sony XBR55X850B 55" 4K RtiA9 Fronts CsiA6 Center RtiA3 Rears FxiA6 Side Surrounds Dual Psw 111's Oppo 105D Signal Ultra Speaker Cables & IC's Signal Magic Power Cable Technics SL Q300 Panamax MR4300 Audioquest Chocolate HDMI Cables Audioquest Forest USB Cable

    2 Channel
    Adcom 555II Vincent SA-T1 Marantz SA 15S2 Denon DR-M11 Clearaudio Bluemotion SDA 2.3tl's (Z) edition MIT Terminator II Speaker Cables & IC's Adcom 545II Adcom Gtp-450 Marantz CD5004 Technics M245X SDA 2B's, SDA CRS+

    Stuff for the Head
    JD LABS C5 Headphone Amplifier, Sennheiser HD 598, Polk Audio Buckle, Polk Audio Hinge, Velodyne vPulse, Bose IE2, Sennheiser CX 200 Street II, Sennheiser MX 365

    Shower & Off the beaten path Rigs
    Polk Audio Boom Swimmer, Polk Audio Urchin B)
  • DerfDerf Posts: 213
    gudnoyez wrote: »
    As long as you got to spend it on what you intended on instead of having to replace something or fix something that all of a sudden happend when you were ready to cash that check then it's all good, if not then the curse is real :o
    Can we look at it as a blessing that you receive those paychecks to pay for those things that, maybe/probably, were going to happen anyway???
    Integrated Amp: Marantz PM-10
    Speakers: Usher MD2
    Subwoofer: Rythmik F15HP
    DAC: North Star Design Supremo
    Streaming Source: AURALiC Aries Mini
    SACD Player: Marantz SA8004
    Power Source: PS Audio PP3 on dedicated 20amp circuit
  • nooshinjohnnooshinjohn Posts: 21,774
    I remember there being almost a year of three day weekends falling on what happened to be duty weekends for me when I was in the Marines...
    The Gear... Carver "Statement" Mono-blocks, TriangleArt Reference SE with Pass Labs Xono Phono Preamp, Walker Precision Motor Drive, ClearAudio Goldfinger Diamond v2 cartridge and Origin Conquerer Mk3c tonearm, Polk Audio "Signature" Reference Series 1.2TL with complete mods, Pass Labs X0.2 three chassis preamp, PS Audio PerfectWave DAC MkII, Pioneer Elite SC-LX701, Oppo UDP-205 4K Blu-ray player, Sony XBR70x850B 4k, Polk audio AB700/800 "in-wall" surrounds.

    Saying that it's "too hard" to pursue your dreams is no different than admitting to yourself that you are too lazy to achieve them.

    “If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidize it.”
  • polrbehrpolrbehr Posts: 2,451
    gudnoyez wrote: »
    As long as you got to spend it on what you intended on instead of having to replace something or fix something that all of a sudden happend when you were ready to cash that check then it's all good, if not then the curse is real :o

    Well, ok, I guess that's a good way of looking at it. It just sucked that that particular payday coincided with the day our property taxes were due. But if the glass is half full, then I guess I'm glad that check took care of more than 2/3 of what I sent to the Town.
    So, are you willing to put forth a little effort or are you happy sitting in your skeptical poo pile?


    http://audiomilitia.proboards.com/
  • JstasJstas Posts: 13,884
    Are you for real?

    Part of your problem is that you're seeing your regular paycheck as "extra" when it's really not.

    Yeah, I got a 3rd paycheck coming this month too but I only get paid twice in February, the 14th and the 28th. If I blow my Jan 31st paycheck on something stupid, I'm gonna be short for bills in February or everything is going to be late until I get paid on the 28th.That's not good, especially if you're trying keep a good or improve a bad credit rating. And then March is going to be a tight month too because of that "bonus paycheck" that isn't really a bonus. It's just paycheck #3 of 26 for the year and it's gonna take you until paycheck #6 or #7 of 26 to catch up to your "bonus".

    The only "curse" here is your lack of personal financial acumen.
    You're just jealous 'cause the voices don't talk to you!
  • gudnoyezgudnoyez Posts: 7,152
    Jstas wrote: »
    Are you for real?

    Part of your problem is that you're seeing your regular paycheck as "extra" when it's really not.

    Yeah, I got a 3rd paycheck coming this month too but I only get paid twice in February, the 14th and the 28th. If I blow my Jan 31st paycheck on something stupid, I'm gonna be short for bills in February or everything is going to be late until I get paid on the 28th.That's not good, especially if you're trying keep a good or improve a bad credit rating. And then March is going to be a tight month too because of that "bonus paycheck" that isn't really a bonus. It's just paycheck #3 of 26 for the year and it's gonna take you until paycheck #6 or #7 of 26 to catch up to your "bonus".

    The only "curse" here is your lack of personal financial acumen.

    https://michaelsaves.com/save-money/3-paycheck-months-2020/

    Not talking about the pay check on the 31st talking about the second check this month which happens today. Two months out of the year you recieve a 3rd paycheck the other 10 months you recieve 2 paychecks. A Quarterly bonus occurs every 3 months which is 4 extra checks a year for me anyways. Hmm that adds up to six extra paychecks a year. I dont need to brush up on personal financial acumen. It's quite easy to understand.


    Its every time I recieve one of those extra 6 paychecks. I have stuff that happens that wasn't planned on those checks instead of buying something, I would like to, I use them to cover these unexpected occurrences with those extra checks, it usually happens everytime, hence the curse. Instead of dipping into the savings to cover said occurances I can use the extra cash these extra payments provide, instead of treating myself to something I really wanted. Sorry to have confused you, your financial advice was really not needed. Here's a good acumen for you, A penny saved is a penny earned solid advice that comes in handy for one building thier portfolio.😁
    Home Theater
    Parasound Halo A 31 OnkyoTX-NR838 Sony XBR55X850B 55" 4K RtiA9 Fronts CsiA6 Center RtiA3 Rears FxiA6 Side Surrounds Dual Psw 111's Oppo 105D Signal Ultra Speaker Cables & IC's Signal Magic Power Cable Technics SL Q300 Panamax MR4300 Audioquest Chocolate HDMI Cables Audioquest Forest USB Cable

    2 Channel
    Adcom 555II Vincent SA-T1 Marantz SA 15S2 Denon DR-M11 Clearaudio Bluemotion SDA 2.3tl's (Z) edition MIT Terminator II Speaker Cables & IC's Adcom 545II Adcom Gtp-450 Marantz CD5004 Technics M245X SDA 2B's, SDA CRS+

    Stuff for the Head
    JD LABS C5 Headphone Amplifier, Sennheiser HD 598, Polk Audio Buckle, Polk Audio Hinge, Velodyne vPulse, Bose IE2, Sennheiser CX 200 Street II, Sennheiser MX 365

    Shower & Off the beaten path Rigs
    Polk Audio Boom Swimmer, Polk Audio Urchin B)
  • gudnoyezgudnoyez Posts: 7,152
    gudnoyez wrote: »
    Jstas wrote: »
    Are you for real?

    Part of your problem is that you're seeing your regular paycheck as "extra" when it's really not.

    Yeah, I got a 3rd paycheck coming this month too but I only get paid twice in February, the 14th and the 28th. If I blow my Jan 31st paycheck on something stupid, I'm gonna be short for bills in February or everything is going to be late until I get paid on the 28th.That's not good, especially if you're trying keep a good or improve a bad credit rating. And then March is going to be a tight month too because of that "bonus paycheck" that isn't really a bonus. It's just paycheck #3 of 26 for the year and it's gonna take you until paycheck #6 or #7 of 26 to catch up to your "bonus".

    The only "curse" here is your lack of personal financial acumen.

    https://michaelsaves.com/save-money/3-paycheck-months-2020/

    Not talking about the pay check on the 31st talking about the second check this month which happens today. Two months out of the year you recieve a 3rd paycheck the other 10 months you recieve 2 paychecks. A Quarterly bonus occurs every 3 months which is 4 extra checks a year for me anyways. Hmm that adds up to six extra paychecks a year. I dont need to brush up on personal financial acumen. It's quite easy to understand.


    Its every time I recieve one of those extra 6 paychecks. I have stuff that happens that wasn't planned on those checks instead of buying something, I would like to, I use them to cover these unexpected occurrences with those extra checks, it usually happens everytime, hence the curse. Instead of dipping into the savings to cover said occurances I can use the extra cash these extra payments provide, instead of treating myself to something I really wanted. Sorry to have confused you, your financial advice was really not needed. Here's a good acumen for you, a penny saved is a penny earned solid advice that comes in handy for one building thier portfolio.😁
    Home Theater
    Parasound Halo A 31 OnkyoTX-NR838 Sony XBR55X850B 55" 4K RtiA9 Fronts CsiA6 Center RtiA3 Rears FxiA6 Side Surrounds Dual Psw 111's Oppo 105D Signal Ultra Speaker Cables & IC's Signal Magic Power Cable Technics SL Q300 Panamax MR4300 Audioquest Chocolate HDMI Cables Audioquest Forest USB Cable

    2 Channel
    Adcom 555II Vincent SA-T1 Marantz SA 15S2 Denon DR-M11 Clearaudio Bluemotion SDA 2.3tl's (Z) edition MIT Terminator II Speaker Cables & IC's Adcom 545II Adcom Gtp-450 Marantz CD5004 Technics M245X SDA 2B's, SDA CRS+

    Stuff for the Head
    JD LABS C5 Headphone Amplifier, Sennheiser HD 598, Polk Audio Buckle, Polk Audio Hinge, Velodyne vPulse, Bose IE2, Sennheiser CX 200 Street II, Sennheiser MX 365

    Shower & Off the beaten path Rigs
    Polk Audio Boom Swimmer, Polk Audio Urchin B)
  • motorstereomotorstereo Posts: 1,369
    Be thankful for those "extra" paychecks and thankful also that the misfortunes happen when you have the checks.
    For several years I was the sole breadwinner and had my annual layoff at around Christmas time. For whatever reason I could always count on a massive auto repair bill at layoff time when money was super tight. Having an extra paycheck during those extra difficult times would've been a dream come true for me.
  • gudnoyezgudnoyez Posts: 7,152
    edited January 17
    Be thankful for those "extra" paychecks and thankful also that the misfortunes happen when you have the checks.
    For several years I was the sole breadwinner and had my annual layoff at around Christmas time. For whatever reason I could always count on a massive auto repair bill at layoff time when money was super tight. Having an extra paycheck during those extra difficult times would've been a dream come true for me.

    That's what this post was about the misfortunes that happen when recieving the extra paychecks it's just that when they arrive with the luck I've had it's a gimmie that such occurrences happen. I agree having them and not having to go a different route to cover them is a blessing as much as it is a curse.
    Home Theater
    Parasound Halo A 31 OnkyoTX-NR838 Sony XBR55X850B 55" 4K RtiA9 Fronts CsiA6 Center RtiA3 Rears FxiA6 Side Surrounds Dual Psw 111's Oppo 105D Signal Ultra Speaker Cables & IC's Signal Magic Power Cable Technics SL Q300 Panamax MR4300 Audioquest Chocolate HDMI Cables Audioquest Forest USB Cable

    2 Channel
    Adcom 555II Vincent SA-T1 Marantz SA 15S2 Denon DR-M11 Clearaudio Bluemotion SDA 2.3tl's (Z) edition MIT Terminator II Speaker Cables & IC's Adcom 545II Adcom Gtp-450 Marantz CD5004 Technics M245X SDA 2B's, SDA CRS+

    Stuff for the Head
    JD LABS C5 Headphone Amplifier, Sennheiser HD 598, Polk Audio Buckle, Polk Audio Hinge, Velodyne vPulse, Bose IE2, Sennheiser CX 200 Street II, Sennheiser MX 365

    Shower & Off the beaten path Rigs
    Polk Audio Boom Swimmer, Polk Audio Urchin B)
  • Joey_VJoey_V Posts: 7,124
    I had a terrible December

    I was cursed.
    Joey's Gear:
    Current Gear:
    Torus RM15 -> Emm Labs TSDx/Bluesound Node 2 -> Emm Labs DAC2x -> ??? -> Boulder 2060 stereo amp (w/ Audioquest WEL Signature) -> new speakers + JL Audio F113v2 x2
    Rotel RA1592 Super Integrated -> Sonus Faber Olympica 3
    Oppo 105D -> Rotel RC1570 preamp -> Rotel RB1582 amp -> Focal Kanta 2


    Main speakers system evolution over the years:
    Klipsch Promedia 4.1 -> Axiom M22ti -> Sonus Faber Concertino -> Sonus Faber Concerto -> Polk LSi7 -> Polk LSi9 -> Martin Logan Mosaic -> AV123 Onix Ref 1 -> Martin Logan Vantage -> AV123 Strata Mini -> Martin Logan Summit -> Sonus Faber Cremona Auditor -> BW 802D2 -> Sonus Faber Stradivari -> Rockport Avior -> BW 802D3 -> BW 800D3 -> ???

    Old Gear:
    Speakers:
    BW PM1 (3.5/5), CM10s2 (3.75/5), BW800D3 (5/5), Rockport Aviors (5/5), Sonus Faber Stradivari (5/5), BW 802D2 (4.5/5), Martin Logan Summits (4.25/5), Martin Logan Vantage (4/5), Sonus Faber Cremona Auditor (3.75/5), AV123 Strata Mini (3.5/5), ML Mosaic (3.25/5), Onix Ref1 (3/5), Sonus Faber Concerto (2.75/5), SF Concertino (2.5/5), Axiom M22ti (2/5), Polk LSi9 (3/5), LSi7 (2.9/5)
    Source:
    Squeezebox 3 -> PS Audio Digital Link III -> Cary 306/200 CDP -> Cary 306 SACD -> EMM LABS DAC2X/TSDX
    Preamplification:
    Rotel RC1070 -> Rogue Perseus -> Cary SLP98 -> Cary SLP98F1 -> Cary SLP05 (sold and then repurchased) -> ARC 5se -> ???
    Amplification:
    HK AVR330 -> Rotel RB1070 -> Rotel RB1090 -> Plinius SA102 -> Cary 211FE -> Classe M600 -> Boulder 2060
    Subwoofer:
    Infinity Entra2 -> SVS 25-31PCi -> SVS 25-31PC+ -> Dual JL Audio F113v2
  • gudnoyezgudnoyez Posts: 7,152
    Sorry to hear that Joey I feel your pain keep on keeping on. The curse is real.
    Home Theater
    Parasound Halo A 31 OnkyoTX-NR838 Sony XBR55X850B 55" 4K RtiA9 Fronts CsiA6 Center RtiA3 Rears FxiA6 Side Surrounds Dual Psw 111's Oppo 105D Signal Ultra Speaker Cables & IC's Signal Magic Power Cable Technics SL Q300 Panamax MR4300 Audioquest Chocolate HDMI Cables Audioquest Forest USB Cable

    2 Channel
    Adcom 555II Vincent SA-T1 Marantz SA 15S2 Denon DR-M11 Clearaudio Bluemotion SDA 2.3tl's (Z) edition MIT Terminator II Speaker Cables & IC's Adcom 545II Adcom Gtp-450 Marantz CD5004 Technics M245X SDA 2B's, SDA CRS+

    Stuff for the Head
    JD LABS C5 Headphone Amplifier, Sennheiser HD 598, Polk Audio Buckle, Polk Audio Hinge, Velodyne vPulse, Bose IE2, Sennheiser CX 200 Street II, Sennheiser MX 365

    Shower & Off the beaten path Rigs
    Polk Audio Boom Swimmer, Polk Audio Urchin B)
  • pitdogg2pitdogg2 Posts: 15,287
    I knew what you meant Steve I like you never get to experience the extra funds. I was just alluding to that :D
  • verbverb Posts: 8,838
    Be thankful for those "extra" paychecks and thankful also that the misfortunes happen when you have the checks.
    For several years I was the sole breadwinner and had my annual layoff at around Christmas time. For whatever reason I could always count on a massive auto repair bill at layoff time when money was super tight. Having an extra paycheck during those extra difficult times would've been a dream come true for me.

    Yep. It's really a blessing. To be able to manage what life throws at you.
    Basement: Polk SDA SRS,Cary SLP-05 Pre,Enlightened Audio Designs CD Transport,Northstar Designs Excelsio DAC,Cambridge 851N streamer,Marantz SA-14 SACD,McIntosh MC300 Amp,Silnote Morpheus Ref2 Digital Cable,Furman 15PFi Power Conditioner,Pangea Power Cables,Wireworld Oasis 8 RCA IC's,MIT Shotgun S3 IC's,MIT Shotgun S1 Bi-Wire speaker cables
    Office: PC,EAR Acute CD Player,EAR 834L Pre,Northstar Designs Intenso DAC,PASS ACA Monoblocks,Denon UDR-F10 Cassette,Acoustic Technologies Classic FR Speakers,SVS SB12 Plus sub,MIT AVt2 speaker cables,IFI Purifier2,AQ Cinnamon USB cable,Groneberg Quatro Reference IC's
    Spare Room: Antique Sound Labs Wave AV-8 Monoblocks,Tisbury Mini Passive Pre,Tjoeb 99 tube CD player (modified Marantz CD-38),Analysis Plus Oval 9's,Zu Jumpers,AudioEngine B1 Streamer,Klipsch RB-61 v2,SVS PB1000 sub,Blue Jeans RCA IC's
    Living Room: Peachtree Nova Integrated,Cambridge CXN v2 Streamer,Rotel RCD-1072 CD player,Furman 15PFi Power Conditioner,Polk RT265 In Wall Speakers,Polk DSW Pro 660wi sub
Sign In or Register to comment.

Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!