Pissed at CVS

marvda1
marvda1 Posts: 4,903
in The Clubhouse
I have a prescription for 50 glucose test strips that CVS sells for $73, with insurance $21 and change co-payment.
I was at Walmart tonight and they had over the counter 70 count for $26 and change. on their website they show 50 count $22 and change. so why is CVS allowed to screw both me and the insurance co.?
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  • F1nut
    F1nut Posts: 50,722
    Ask your insurance company.
    Political Correctness'.........defined

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  • daddyjt
    daddyjt Posts: 2,581
    They had to make up for the lost revenue from tobacco sales.
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  • marvda1
    marvda1 Posts: 4,903
    I plan to in the morning.
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  • displayname
    displayname Posts: 1,154
    Healthcare billing is the worst. The extra money charged to insurance is probably justified as the “retail” price, which covers all the people, software and regulations involved with insurance expenses. Then CVS has their discount “street” price, which is pretty much the same as the co-pay for OTC products.
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  • pitdogg2
    pitdogg2 Posts: 25,649
    edited August 2019
    Just like Walgreens they are able to charge that amount with the insurance companies blessings. Walgreens once told me that exact thing when i asked. They and CVS will ALWAYS charge the maximum they are allowed to by law. (Even though they buy in massive bulk and receive huge discount) The Walgreen's employee stated that they deserve to make a profit as well. I LMAO and at that point refused to ever do business with them again. My mother spends 2600.00 a month at Walgreens. Some of her prescription's are 800.00 each with no generic equivalent. 1200.00 of that is out of her pocket. Just think the insurance industry is trying like heck to tilt it even more in their favor.
    She has a host of problems COPD, Heart failure, stage 3 kidney failure and both rheumatoid and osteoarthritis. It honestly pains me that i cannot do more than I am able to help her be more comfortable.

    It just freakin crazy.
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  • jdjohn
    jdjohn Posts: 3,169
    Both chains will be closing more stores in the near future. https://www.beckershospitalreview.com/pharmacy/walgreens-to-close-200-us-stores.html
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  • pitdogg2
    pitdogg2 Posts: 25,649
    edited August 2019
    well our town had only two Walgreens for decades we now have 5. We now also have 5 CVS as well. We never had any until they bought out Osco's which we still have those inside Jewel grocery stores. Both companies WG and CVS exploded all over in the last 15 yrs. it's only natural to contract a little now. You add to it that every grocery store now has a pharmacy wal-marts, Target's and whatever else because their is profit to be made selling drugs plain and simple.
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  • txcoastal1
    txcoastal1 Posts: 13,314
    When it comes to scripts and med supplies, if you want bottom dollar, you have to shop each convenient location nearest you.

    That sometimes means go to each store and pick up your stuff. Script/med supplies have worked out deals with the insurance companies etc.

    If you want all-in-one then you will not get bottom dollar on each of your needs.
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  • motorhead43026
    motorhead43026 Posts: 3,904
    CVS bought Aetna for 69B just s short time ago. So yeah, must be good money in scripts.
    The best way to predict the future is to invent it.

    It is imperative that we recognize that an opinion is not a fact.
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  • Viking64
    Viking64 Posts: 7,134
    I thought this thread was going to be about subwoofers. :o

    ys9fnt6vpmou.jpg
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  • mhardy6647
    mhardy6647 Posts: 33,954
    ... and I thought it was gonna be about either constant velocity joints or curriculum vitae.

    B)
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  • tonyb
    tonyb Posts: 32,989
    Actually the lesson here is an old one. When someone else is paying, the costs to you goes up. Think college tuition, being heavily subsidized increases tuition costs. Think the Pentagon, remember them buying hammers for 250 bucks ? When you could walk across the street to any hardware store and pay 20 bucks. Car repairs...cost a fortune when insurance companies are paying. Same with medical procedures/tests. Pay cash and the price comes way way down.
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  • GlennDog
    GlennDog Posts: 3,121
    edited August 2019
    tonyb wrote: »
    Pay cash and the price comes way way down.

    Agree. To a point.
    After getting the news that (my first) colonoscopy would be in the $22-$2400 range, I went shopping. After getting various quotes, I found a well reviewed medical office right around the corner . . . for 6 bones cash.

    My dentist, on the other hand, sez the price is the price is the price.
    Today, I’ll be ponying up $1600 for a crown.
    I suppose I need to go dentist shopping!

    Edit
    In all fairness, IMHO, my dentist is very good ... and that’s why I’ve stayed
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  • txcoastal1
    txcoastal1 Posts: 13,314
    What’s ironic is Marvin just retired from as a medical supplier
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  • Emlyn
    Emlyn Posts: 4,535
    I remember when a name brand prescription nasal spray went from prescription to over the counter and the cost went from an insurance co-pay of $45 to an over the counter cost for the exact same thing (not a generic replacement) of $22. Previously, the pharmacy listed the insurance cost as $240. Healthcare is weird business.
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  • Mikey081057
    Mikey081057 Posts: 7,127
    Just about anything that is available OTC is cheaper than the prescription version.... always check your prices on anything available OTC.

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  • marvda1
    marvda1 Posts: 4,903
    txcoastal1 wrote: »
    What’s ironic is Marvin just retired from as a medical supplier

    and I know the waste, hospitals buying the same box amounts every day instead of getting the cheaper by the case price.
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  • motorhead43026
    motorhead43026 Posts: 3,904
    edited August 2019
    When I had my heart attack in June the bill for 7 days in the CCU was $136,562.00. Insurance with discount paid $83, 230.00, I think the operating room was included in this. Still that is just shy of $12,000.00 a day!
    The best way to predict the future is to invent it.

    It is imperative that we recognize that an opinion is not a fact.
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  • pitdogg2
    pitdogg2 Posts: 25,649
    marvda1 wrote: »
    txcoastal1 wrote: »
    What’s ironic is Marvin just retired from as a medical supplier

    and I know the waste, hospitals buying the same box amounts every day instead of getting the cheaper by the case price.

    That's because they can bill you 15.00 for a Tylenol pill.
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  • displayname
    displayname Posts: 1,154
    Paying cash at a hospital is crazy. I had a surgery a couple years back, went under but didn't stay over night. I don't remember the final bill, but it was well over $10k+.
    I said I'd use my HSA account to pay the annual max out of pocket and have insurance pay the difference. Turns out I didn't even hit my annual max, which confused me, so I got copies of the bills. Turns out they applied an "HSA insurance discount" to nearly everything, at about a 92% discount average. It was less than $2.5k billed out, and insurance didn't write a single check.
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  • gudnoyez
    gudnoyez Posts: 8,132
    GlennDog wrote: »
    tonyb wrote: »
    Pay cash and the price comes way way down.

    Agree. To a point.
    After getting the news that (my first) colonoscopy would be in the $22-$2400 range, I went shopping. After getting various quotes, I found a well reviewed medical office right around the corner . . . for 6 bones cash.

    My dentist, on the other hand, sez the price is the price is the price.
    Today, I’ll be ponying up $1600 for a crown.
    I suppose I need to go dentist shopping!

    Edit
    In all fairness, IMHO, my dentist is very good ... and that’s why I’ve stayed

    Ouch isn't a colonoscopy considered preventive maintenance and your insurance's responsibility? How did you like putting down that nasty tasting prep the night before?
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  • marvda1
    marvda1 Posts: 4,903
    yea, they tell you it's ok to drink water but don't tell you it runs straight through :s
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  • verb
    verb Posts: 10,176
    motorhead43026 wrote: »
    When I had my heart attack in June the bill for 7 days in the CCU was $136,562.00. Insurance with discount paid $83, 230.00, I think the operating room was included in this. Still that is just shy of $12,000.00 a day!

    Whoa buddy I did not know you had a 'bout back in June! Hope you're doing ok!
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  • verb
    verb Posts: 10,176
    GlennDog wrote: »
    tonyb wrote: »
    Pay cash and the price comes way way down.

    Agree. To a point.
    After getting the news that (my first) colonoscopy would be in the $22-$2400 range, I went shopping. After getting various quotes, I found a well reviewed medical office right around the corner . . . for 6 bones cash.

    My dentist, on the other hand, sez the price is the price is the price.
    Today, I’ll be ponying up $1600 for a crown.
    I suppose I need to go dentist shopping!

    Edit
    In all fairness, IMHO, my dentist is very good ... and that’s why I’ve stayed

    Gosh there's gotta be a joke in there somewhere! A colonoscopist and a dentist are sitting in a bar ... @Viking64 Jimmy help me out! :)

    But in all seriousness, I paid about 12 hundie for a crown recently. Back tooth, went for the gold plated variety.
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  • tonyb
    tonyb Posts: 32,989
    displayname wrote: »
    Paying cash at a hospital is crazy. I had a surgery a couple years back, went under but didn't stay over night. I don't remember the final bill, but it was well over $10k+.
    I said I'd use my HSA account to pay the annual max out of pocket and have insurance pay the difference. Turns out I didn't even hit my annual max, which confused me, so I got copies of the bills. Turns out they applied an "HSA insurance discount" to nearly everything, at about a 92% discount average. It was less than $2.5k billed out, and insurance didn't write a single check.
    displayname wrote: »
    Paying cash at a hospital is crazy. I had a surgery a couple years back, went under but didn't stay over night. I don't remember the final bill, but it was well over $10k+.
    I said I'd use my HSA account to pay the annual max out of pocket and have insurance pay the difference. Turns out I didn't even hit my annual max, which confused me, so I got copies of the bills. Turns out they applied an "HSA insurance discount" to nearly everything, at about a 92% discount average. It was less than $2.5k billed out, and insurance didn't write a single check.

    You don't pay cash at a hospital, you pay cash for all the other services like tests that can be done at other facilities.

    Oh, and that difference between what the hospital bills you for, and what the insurance company pays.....guess who gets to write that off as a loss ?
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  • Mikey081057
    Mikey081057 Posts: 7,127
    GlennDog wrote: »
    tonyb wrote: »
    Pay cash and the price comes way way down.

    Agree. To a point.
    After getting the news that (my first) colonoscopy would be in the $22-$2400 range, I went shopping. After getting various quotes, I found a well reviewed medical office right around the corner . . . for 6 bones cash.

    My dentist, on the other hand, sez the price is the price is the price.
    Today, I’ll be ponying up $1600 for a crown.
    I suppose I need to go dentist shopping!

    Edit
    In all fairness, IMHO, my dentist is very good ... and that’s why I’ve stayed

    There is a guy by me who does cheap colonoscopies ... His name is Dr. Hook...

    My New Year's resolution is 3840 × 2160

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  • Viking64
    Viking64 Posts: 7,134
    Mikey081057 wrote: »
    There is a guy by me who does cheap colonoscopies ... His name is Dr. Hook...

    Apparently your colonoscopy with Dr. Hook went.....well. :o

    https://www.youtube.com/watch?v=b_n_NgGWpR4
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  • tonyb
    tonyb Posts: 32,989
    Roto-rooter has cheap rates too. :)

    Or...you can go the ultimate cheapo route and put a mini go-pro on a gerbil and have a go at it yourself.
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  • Mikey081057
    Mikey081057 Posts: 7,127
    Clip the gerbils toenails first tho
    My New Year's resolution is 3840 × 2160

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  • tonyb
    tonyb Posts: 32,989
    Mikey081057 wrote: »
    Clip the gerbils toenails first tho

    That's not what Russ said, the nails are a distraction according to him. :D
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    SVS SB-2000
    Polk Sig. 20's
    Polk FX500 surrounds

    Cables-
    Acoustic zen Satori speaker cables
    Acoustic zen Matrix 2 IC's
    Wireworld eclipse 7 ic's
    Audio metallurgy ga-o digital cable

    Kitchen

    Sonos zp90
    Grant Fidelity tube dac
    B&k 1420
    lsi 9's
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