How much do you pay for HO insurance?

candyliquor35m
candyliquor35m Posts: 2,267
edited May 2008 in The Clubhouse
$934

A few years ago after all the hurricanes in FL and TS Allison in houston that flooded 50k homes (yes 50k homes), my HO insurance doubled from $600 something to $1200 something so I dropped my liability and contents coverage and that brought it back down to $600 something.

This year when I called my agent to review my policy, she told me rates had come back down a little so I added the liability back on and $10k of contents.
Post edited by candyliquor35m on
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Comments

  • Mazeroth
    Mazeroth Posts: 1,585
    edited May 2008
    I believe we pay around $450/year for insurance. The home is worth ~ $150k.
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  • sucks2beme
    sucks2beme Posts: 5,605
    edited May 2008
    Mazeroth wrote: »
    I believe we pay around $450/year for insurance. The home is worth ~ $150k.


    Triple that for a 180k home in north Texas.
    "The legitimate powers of government extend to such acts only as are injurious to others. But it does me no injury for my neighbour to say there are twenty gods, or no god. It neither picks my pocket nor breaks my leg." --Thomas Jefferson
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  • shadowofnight
    shadowofnight Posts: 2,735
    edited May 2008
    I pay about 2.95 each for my HO insurance....non-ribbed for MY pleasure.
    The first rule of Fight Club is you don't talk about Fight Club
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  • mrbigbluelight
    mrbigbluelight Posts: 9,840
    edited May 2008
    Ohhhh .... that was good !

    :)
    Sal Palooza
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  • mrmusicman
    mrmusicman Posts: 303
    edited May 2008
    $640 per year here in cali, home value $250k with contents insured up to $150k.This does NOT cover earthquake or flood:(
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  • Rivrrat
    Rivrrat Posts: 2,101
    edited May 2008
    800 and change. Our agent recently told us we're under insured on the structure. When he told me what the structure was insured for, I realized due to appreciation that he was right.
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  • TroyD
    TroyD Posts: 13,085
    edited May 2008
    why is this: A. anyone else's business B. have to do with anything??

    BDT
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  • Face
    Face Posts: 14,340
    edited May 2008
    1 million dollars.
    "He who fights with monsters should look to it that he himself does not become a monster. And when you gaze long into an abyss the abyss also gazes into you." Friedrich Nietzsche
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