Miracles do happen

MrNightly
MrNightly Posts: 3,370
edited April 2 in Clubhouse Archives
I feel so happy to be able to post this, I must restrain myself to gather my composure!

Backdrop: Lost / changed jobs in Late December 2005. Opted for COBRA Insurance until I landed another position, due to the fact that my wife was pregnant with our second daughter. Because of my youth and lack of experience, COBRA never sent us a bill. Of course, if there is no bill on my desk, how can I pay it? *COBRA's fine print states quite clearly that they are not required to send a bill, and the employee is required to mail the check on a monthly basis to continue the coverage.* Actually COBRA did send out two bills, and both of those were promptly paid. I never even considered that they wouldn't send a third, or further bills.

Needless to say, when we were in the hospital May 11th, oohing and ahhing over our baby girl, I simply handed them my old insurance card. After checking with COBRA, the hospital stated that we weren't covered.... fast forward two weeks, of calling and demanding to know why were weren't covered, I learned about the small print mentioned above.

So, yes, to put it bluntly... I was screwed. The bill came in totaling $10,472.82 for the birth. I called the hospital and advised that I would have to work out a payment plan, because I didn't have anywhere near that kinda cash. The hospital send me a financial aid packet, which, swallowing my pride, I completed. They told me that they couldn't work out a payment plan unless there was a financial aid packet completed. So whatever.

Yesterday afternoon the mail comes. I'm working on my bathroom floor, when my wife walks in and says, "Guess what!"

I could tell she was excited. I had no clue what to guess.

"Tell me."

"The Hospital just wrote back."

I jumped up and grabbed the letter in her hand. "Mr. and Mrs K. This is to inform you that the... hospital... has met and reviewed your application for financial assistance. The committee has approved financial assistance for the following accounts: .... Your balance is now zero! The total amount approved for Charity Care assistance is, $10,472.82!!!!!

I couldn't help the tears from welling up in my eyes. We hugged and thanked God for the incredible blessing.

Miracles do happen. I'm living proof!

I had to share this. Times have been extremely rough over here the past 7 months, and this was just a gentle reminder that we are not alone in this world. God is good!
Honoured to be, an original SOPA founding member
Stuff...

RTi12's - front
CSi5 - center
FXi3's - surrounds
RTi4's - surrounds
SVS PB12-NSD/2 - sub :D:D:D
Denon 3805
Rotel RB-985 5-Channel Amplifier

Post edited by RyanC_Masimo on
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Comments

  • wingnut4772
    wingnut4772 Posts: 7,519
    edited July 2006
    I am glad that someone is having some good luck. I know it's been challenging for you and I am happy you got a break! Now go celebrate:D
    Sharp Elite 70
    Anthem D2V 3D
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    Parasound HCA 1000 A
    Parasound HCA 1000
    Oppo BDP 95
    Von Schweikert VR4 Jr R/L Fronts
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    Hsu ULS-15 Quad Drive Subwoofers
    Sony PS3
    Squeezebox Touch

    Polk Atrium 7s on the patio just to keep my foot in the door.
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  • TroyD
    TroyD Posts: 13,077
    edited July 2006
    Awesome!

    BDT
    I plan for the future. - F1Nut
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  • RuSsMaN
    RuSsMaN Posts: 17,987
    edited July 2006
    Karma.
    Check your lips at the door woman. Shake your hips like battleships. Yeah, all the white girls trip when I sing at Sunday service.
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  • madmax
    madmax Posts: 12,434
    edited July 2006
    MrNightly wrote:
    and this was just a gentle reminder that we are not alone in this world.

    That is a hard thing to remember sometimes, sometimes impossible.

    Happy to see help going where it is needed.

    madmax
    Vinyl, the final frontier...

    Avantgarde horns, 300b tubes, thats the kinda crap I want... :D
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  • Demiurge
    Demiurge Posts: 10,874
    edited July 2006
    Prayers well answered. Congrats, bro. Probably even better since you weren't expecting it.
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  • PolkThug
    PolkThug Posts: 7,532
    edited July 2006
    That's awesome! Make sure to send Charity Care a thank you.
    Never Forget
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  • MrNightly
    MrNightly Posts: 3,370
    edited July 2006
    PolkThug wrote:
    That's awesome! Make sure to send Charity Care a thank you.

    That's the first thing I told my wife!!! Get a big ole thank you card in the mail.

    Totally blew me away.
    Honoured to be, an original SOPA founding member
    Stuff...

    RTi12's - front
    CSi5 - center
    FXi3's - surrounds
    RTi4's - surrounds
    SVS PB12-NSD/2 - sub :D:D:D
    Denon 3805
    Rotel RB-985 5-Channel Amplifier

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  • Fireman32
    Fireman32 Posts: 4,845
    edited July 2006
    Congrats thats great to hear. And also congrats on your new baby girl.
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  • up2youjoe
    up2youjoe Posts: 114
    edited July 2006
    All u had to do was tell them your last name is Jimenez and you just crossed the border. The bill would have automatically been zero.
    No Kids Allowed
    cold, heartless, clueless, greedy 'young professional'
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  • Dennis Gardner
    Dennis Gardner Posts: 4,861
    edited July 2006
    Never feel bad about needing the help, just pass on the knowledge learned to everyone you see in the same situation to pay it forward, and help them avoid the stress of a similar fate.

    Glad to see things working out for you!!
    HT Optoma HD25 LV on 80" DIY Screen, Anthem MRX 300 Receiver, Pioneer Elite BDP 51FD Polk CS350LS, Polk SDA1C, Polk FX300, Polk RT55, Dual EBS Adire Shiva 320watt tuned to 17hz, ICs-DIY Twisted Prs, Speaker-Raymond Cable

    2 Channel Thorens TD 318 Grado ZF1, SACD/CD Marantz 8260, Soundstream/Krell DAC1, Audio Mirror PP1, Odyssey Stratos, ADS L-1290, ICs-DIY Twisted , Speaker-Raymond Cable
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  • cfrizz
    cfrizz Posts: 13,415
    edited July 2006
    That's awesome!! Congratulations to you & your wife & hope the little one is doing well.
    Marantz AV-7705 PrePro, Classé 5 channel 200wpc Amp, Oppo 103 BluRay, Rotel RCD-1072 CDP, Sony XBR-49X800E TV, Polk S60 Main Speakers, Polk ES30 Center Channel, Polk S15 Surround Speakers SVS SB12-NSD x2
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  • Ron-P
    Ron-P Posts: 8,519
    edited July 2006
    What an awesome blessing!
    If...
    Ron dislikes a film = go out and buy it.
    Ron loves a film = don't even rent.
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  • brettw22
    brettw22 Posts: 7,624
    edited July 2006
    Congrats..........very cool of the hospital......
    comment comment comment comment. bitchy.
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  • opus
    opus Posts: 1,252
    edited July 2006
    Now that's what I call a Club Polk Discount.:)


    Best Wishes
    The Flea rig
    Hitachi 50VG825 LCD
    Rotel RSP 1066 (pre) :)-flea market
    B&K St-202 (mains)-flea market
    Carver M 200t (x2) (center and surrounds)-flea market
    Blu-Ray..PS3 (dvd player)
    Polk RTA-11t-flea market
    LsiC, Fxi30's
    Dual SVS PC-Utra's (1 port blocked) thanks MikeC78
    Behringer Feedback Destroyer    -flea market
    AudioAlchemy DDE v1.0 DAC-flea market
    Cambridge Audio Azur 640 CDP-flea market
    Signal Cable and Kimber Kable
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  • Ern Dog
    Ern Dog Posts: 2,237
    edited July 2006
    Thanks for the reminder that miracles can happen at any moment.
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  • exalted512
    exalted512 Posts: 10,735
    edited July 2006
    more money for audio???;)
    Music is like candy, you have to get rid of the rappers to enjoy it
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  • MrNightly
    MrNightly Posts: 3,370
    edited July 2006
    exalted512 wrote:
    more money for audio???;)

    Soon... :) Once we get back on our feet, and some credit cards are paid off, the world will be wide open once again :)
    Honoured to be, an original SOPA founding member
    Stuff...

    RTi12's - front
    CSi5 - center
    FXi3's - surrounds
    RTi4's - surrounds
    SVS PB12-NSD/2 - sub :D:D:D
    Denon 3805
    Rotel RB-985 5-Channel Amplifier

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  • audiobliss
    audiobliss Posts: 12,518
    edited July 2006
    That's awesome! God is an awesome god. Hope your wife and newly-born daughter are doing good!
    George Grand wrote: »
    Jstas wrote: »
    Simple question. If you had a cool million bucks, what would you do with it?
    Wonder WTF happened to the rest of my money.
    In Use
    PS3, Yamaha CDR-HD1300, Plex, Amazon Fire TV Gen 2
    Pioneer Elite VSX-52, Parasound HCA-1000A
    Klipsch RF-82ii, RC-62ii, RS-42ii, RW-10d
    Epson 8700UB
    In Storage
    [Home Audio]
    Rotel RCD-02, Yamaha KX-W900U, Sony ST-S500ES, Denon DP-7F
    Pro-Ject Phono Box MKII, Parasound P/HP-850, ASL Wave 20 monoblocks
    Klipsch RF-35, RB-51ii
    [Car Audio]
    Pioneer Premier DEH-P860MP, Memphis 16-MCA3004, Boston Acoustic RC520
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  • Strong Bad
    Strong Bad Posts: 4,278
    edited July 2006
    That seriously ROCKS! Congrats on all accounts!
    No excuses!
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  • Toxis
    Toxis Posts: 5,116
    edited July 2006
    wow man, that's beyond amazing. Great to hear!!!
    Never kick a fresh **** on a hot day.

    Home Setup: Sony VPL-VW85 Projo, 92" Stewart Firehawk, Pioneer Elite SC-65, PS3, RTi12 fronts, CSi5, FXi6 rears, RTi6 surround backs, RTi4 height, MFW-15 Subwoofer.

    Car Setup: OEM Radio, RF 360.2v2, Polk SR6500 quad amped off 4 Xtant 1.1 100w mono amps, Xtant 6.1 to run an eD 13av.2, all Stinger wiring and Raammat deadener.
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  • schwarcw
    schwarcw Posts: 7,338
    edited July 2006
    That's great news MrNightly! Congrats to you and your wife on your new baby. I'm sure she's just a joy!

    Post some pic's!:)
    Carl

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  • RSTERN
    RSTERN Posts: 287
    edited July 2006
    Cool, now enjoy the new baby girl.
    mains: rt16
    center: csi40
    surrounds:fx 1000
    sub: SVS 20-39pc+
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  • petrym
    petrym Posts: 1,912
    edited July 2006
    Congrats! :D
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  • avelanchefan
    avelanchefan Posts: 2,401
    edited July 2006
    Great story MRN! I am glad all worked out in your favor...plus you have a wonderful addition to your family..congrats man!
    Sean
    XboxLive--->avelanchefan
    PSN---->Floppa
    http://card.mygamercard.net/avelanchefan.png
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  • George Grand
    George Grand Posts: 12,258
    edited July 2006
    Congrats on your good fortune, and on the new baby.

    It's just me, but instead of new audio equipment, when I got back on my feet there'd be a nice fat check headed to Charity Care. Or somebody who needs a miracle like you did.

    I know it's fine, but you have to read the fine print.
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  • heiney9
    heiney9 Posts: 25,194
    edited July 2006
    Cool Beans :cool: . KARMA is real, don't ever doubt it ;)

    H9
    "Appreciation of audio is a completely subjective human experience. Measurements can provide a measure of insight, but are no substitute for human judgment. Why are we looking to reduce a subjective experience to objective criteria anyway? The subtleties of music and audio reproduction are for those who appreciate it. Differentiation by numbers is for those who do not".--Nelson Pass Pass Labs XA25 | EE Avant Pre | EE Mini Max Supreme DAC | MIT Shotgun S1 | Pangea AC14SE MKII | Legend L600 | BlueSound Node 3 - Tubes add soul!
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  • MrNightly
    MrNightly Posts: 3,370
    edited July 2006
    George Grand wrote:
    Congrats on your good fortune, and on the new baby.

    It's just me, but instead of new audio equipment, when I got back on my feet there'd be a nice fat check headed to Charity Care. Or somebody who needs a miracle like you did.

    I know it's fine, but you have to read the fine print.

    Good idea! I guess you can donate to Charity Care can't ya? I hadn't thought of that. Thanks for the excellent idea! :D

    Pay it forward...
    Honoured to be, an original SOPA founding member
    Stuff...

    RTi12's - front
    CSi5 - center
    FXi3's - surrounds
    RTi4's - surrounds
    SVS PB12-NSD/2 - sub :D:D:D
    Denon 3805
    Rotel RB-985 5-Channel Amplifier

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  • Holydoc
    Holydoc Posts: 1,048
    edited July 2006
    Congrats on the new family addition.
    Holydoc (Home Theatre Lover)
    __________________________________________
    Panasonic -50PX600U 50" Plasma
    Onkyo -TX-NR901 Receiver
    Oppo -Oppo 980HD Universal DVD Player
    Outlaw -770 (7x200watt) Amplifier
    PolkAudio - RTi12 (Left and Right)
    PolkAudio - CSi5 (Center)
    PolkAudio - FXi3 (Back and Surround)
    SVS - PB-12/Plus (Subwoofer)
    Bluejean Cables - Interconnects
    Logitech Harmony 880 - Remote
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  • wallstreet
    wallstreet Posts: 1,405
    edited July 2006
    What a thought! Charities covering people in times of need! Congrats!
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  • MrNightly
    MrNightly Posts: 3,370
    edited July 2006
    I've posted a picture before, but oh well.. here's one from the first of this month... both my girls :)

    21326qa.jpg
    Honoured to be, an original SOPA founding member
    Stuff...

    RTi12's - front
    CSi5 - center
    FXi3's - surrounds
    RTi4's - surrounds
    SVS PB12-NSD/2 - sub :D:D:D
    Denon 3805
    Rotel RB-985 5-Channel Amplifier

    · Share on FacebookShare on Twitter