Scam alert

BEWARE, Don't fall this very sophisticated debit card scam. Here's how it goes: got a call, the caller ID was my bank. The guy says he's from the fraud dept, calling about my debit card ending in ----(the 4 correct numbers), and asks if i'd been traveling, reports 2 suspicious charges that happened at out-of-state stores (Lowe's and Walmart). I said nope, wasn't me. He says they'll send me a new card. He knows my address. He knows all my phone numbers. He sends a verification code to my cell and asks me to read it to him. THEN HE ASKS FOR MY PIN NUMBER, so he can deactivate it. That's where I said "no." But he has an answer for my suspicions: he says look at the number I'm calling from, it matches the number on the back of your card. It does! But still, then I said let me call you back and he hung up! I reported this to my bank's fraud dept, who said WE WOULD NEVER ASK FOR YOUR PIN NUMBER. (And immediately cancelled my card.) They also said this is the new scam, they're hearing about it a lot. Tell everyone!
I knew also right away because as I was on the call... I checked with my identity protection service because I would have gotten an alert from my service before this call ever came.
MIT Magnum MH-750, Monster HTS 5100MKII, Sony 77" Class - A80CJ Series - 4K UHD OLED,PS4, Def Tech 15” sub,LSIM 706c, Sunfire Signature Grand 425 x 4,Parasound hca 120, LSiM 702 x 4, Oppo 103D, SDA SRS 1.2, Pioneer Elite SC63 , Pioneer Elite BDP-05 “Why did you get married if you wanted big speakers?”

Comments

  • treitz3
    treitz3 Posts: 19,132
    Sneaky little bastages......they keep getting better and better at their game. Grrr...

    Tom
    ~ In search of accurate reproduction of music. Real sound is my reference and while perfection may not be attainable? If I chase it, I might just catch excellence. ~
  • pumpkinman
    pumpkinman Posts: 9,882
    Thanks for letting us all know. Good info
    lmivdewpnb28.jpg


    Because I am The Pumpkinking


    A Kind Word Is An Easy Gift To Give
  • VR3
    VR3 Posts: 28,738
    edited September 2022
    Number 5,687 reason not to carry a debit card
    - Not Tom ::::::: Any system can play Diana Krall. Only the best can play Limp Bizkit.
  • sucks2beme
    sucks2beme Posts: 5,602
    Debit is for groceries only. Everything else is credit card.
    PayPal as a buffer for online purchases.
    "The legitimate powers of government extend to such acts only as are injurious to others. But it does me no injury for my neighbour to say there are twenty gods, or no god. It neither picks my pocket nor breaks my leg." --Thomas Jefferson
  • heiney9
    heiney9 Posts: 25,194
    Good to know.
    "Appreciation of audio is a completely subjective human experience. Measurements can provide a measure of insight, but are no substitute for human judgment. Why are we looking to reduce a subjective experience to objective criteria anyway? The subtleties of music and audio reproduction are for those who appreciate it. Differentiation by numbers is for those who do not".--Nelson Pass Pass Labs XA25 | EE Avant Pre | EE Mini Max Supreme DAC | MIT Shotgun S1 | Pangea AC14SE MKII | Legend L600 | BlueSound Node 3 - Tubes add soul!
  • SIHAB
    SIHAB Posts: 4,958
    Thank you.

    They are getting very good. Web sites as well.
    Look for the Yale lock for starters.
    Speakers: Polk Lsim, ATC SCM19 v2, NHT SuperzeroSpeaker Cables: DH Labs, Transparent, Wireworld, Canare, Monster: Beer budget, Bose ears
  • In addition to a debit card I've been getting the same spiel from a scammer about my amazon account for a few years now. What works well for me if I have the time is lots of fake concern. I play along and let the scammer think he's got me hooked. After a few minutes of playing dumb, talking nonsense and wasting his time I'll tell him "oh no how can this possibly happen when I don't even have a debit card"? That conversation always ends quickly after that remark with me getting called nasty names with a foreign accent.
  • polrbehr
    polrbehr Posts: 2,834
    See, this is the most important reason why we should just switch to digital currency.







    And if you think that, I've got a nice bridge to sell you.
    So, are you willing to put forth a little effort or are you happy sitting in your skeptical poo pile?


    http://audiomilitia.proboards.com/
  • Thanks for posting! I'm so skeptical of everything I may be immune lol.

    I did not know that caller ID could be spoofed. Shoulda known.
    George / NJ

    Polk 7B main speakers, std. mods+ (1979, orig owner)
    Martin Logan Dynamo sub w/6ft 14awg Power Cord
    Onkyo A-8017 integrated
    Logitech Squeezebox Touch Streamer w/EDO applet
    iFi nano iDSD DAC
    iPurifier3
    iDefender w/ iPower PS
    Custom Steve Wilson 1m UPOCC Interconnect
    iFi Mercury 0.5m OFHC continuous cast copper USB cable
    Custom Ribbon Speaker Cables, 5ft long, 4N Copper, 14awg, ultra low inductance
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  • sucks2beme
    sucks2beme Posts: 5,602
    Spoofing caller ID is way too easy with pbx's and pri type
    T1 connections. I could program up anything I wanted.
    Newer SIP ip service is harder. Telco companies enforce
    proper caller ID of the calling party. They were supposed to
    start doing something similar with older tech.
    The issue becomes a lot of countries don't and don't care.
    "The legitimate powers of government extend to such acts only as are injurious to others. But it does me no injury for my neighbour to say there are twenty gods, or no god. It neither picks my pocket nor breaks my leg." --Thomas Jefferson
  • sucks2beme wrote: »
    Spoofing caller ID is way too easy with pbx's and pri type
    T1 connections. I could program up anything I wanted.
    Newer SIP ip service is harder. Telco companies enforce
    proper caller ID of the calling party. They were supposed to
    start doing something similar with older tech.
    The issue becomes a lot of countries don't and don't care.

    Do you know if MagicJack VOIP devices can be spoofed?
    George / NJ

    Polk 7B main speakers, std. mods+ (1979, orig owner)
    Martin Logan Dynamo sub w/6ft 14awg Power Cord
    Onkyo A-8017 integrated
    Logitech Squeezebox Touch Streamer w/EDO applet
    iFi nano iDSD DAC
    iPurifier3
    iDefender w/ iPower PS
    Custom Steve Wilson 1m UPOCC Interconnect
    iFi Mercury 0.5m OFHC continuous cast copper USB cable
    Custom Ribbon Speaker Cables, 5ft long, 4N Copper, 14awg, ultra low inductance
    Custom Vibration Isolation Speaker Stands and Sub Platform
  • pitdogg2
    pitdogg2 Posts: 25,556
    I guess the real question here is how did they know the 4digits and your phone numbers? Wouldn't that have been encrypted? Too much of this stuff through Insurance and other corporations is sent to third world countries for "call centers". Corporations hand them the keys to the kingdom with ALL your identity factors.... All in the name of 3/10's of a cent savings....
  • Emlyn
    Emlyn Posts: 4,525
    Apparently around 85 percent of scam “tech support” contacts to the US and Western Europe come from organized crime gangs in India. Often they’ll be in the same building as companies that handle contracted out IT work. They have stolen personal data for most people these days and target older people because they tend to be easier to persuade to fork over money.

    Rule of thumb is to only initiate calls to customer support. Don’t take random calls, especially if it’s someone with a very heavy accent who claims to be called Jeremy or William. If someone calls claiming to be representing someone hang up, check your account online for mystery transactions, and maybe call back on their real customer service number if there’s something unusual there.
  • Emlyn
    Emlyn Posts: 4,525
    pitdogg2 wrote: »
    I guess the real question here is how did they know the 4digits and your phone numbers? Wouldn't that have been encrypted? Too much of this stuff through Insurance and other corporations is sent to third world countries for "call centers". Corporations hand them the keys to the kingdom with ALL your identity factors.... All in the name of 3/10's of a cent savings....

    There are gangs that infiltrate outsourced tech operations to steal customer info and sell it. Bribery is very common too.

  • sucks2beme
    sucks2beme Posts: 5,602
    Magic jack is sip ip, based in the U.S.
    It should only give you the option to block
    Caller ID, not change it. I have no personal
    experience with it. I worked for several
    large communication equipment manufacturers.

    "The legitimate powers of government extend to such acts only as are injurious to others. But it does me no injury for my neighbour to say there are twenty gods, or no god. It neither picks my pocket nor breaks my leg." --Thomas Jefferson
  • Jstas
    Jstas Posts: 14,842
    If you data was part of one of the numerous leaks from everywhere from you medical insurance provider to the U.S. Government and anything in between in the past 2-3 years then your identity protection service will not likely pick it up. Reason being the breach was already reported in the news and wouldn't be listed as critical because of it.

    The scammers aren't getting better at scamming, they just have access to complete data sets for an individual now. Mainly because of these data breaches.

    You want to know if you've been compromised, don't rely on and certainly don't pay for a personal data protection service. They are useless and don't really solve or protect anything.

    Protect yourself.

    If you want to know if you've been compromised go here:

    https://haveibeenpwned.com/

    It's a site run bu security developer for Microsoft. They regularly go to places where the nefarious evil doers hang out online and scrape the data from the various breach sets that are for sale. Then they throw it into their data store and you can go there and enter some basic info to find out if you've been compromised.

    Go there, dig up the info on yourself. Any account that is listed as compromised, change passwords or just close the account. Monitor stuff like your credit report and watch your accounts regularly for any suspicious charges. Most banks and credit card companies have alert systems now to tell you if your account has been used for something. Find those alerts, set your alert threshold minimum to $1 and turn on the alerts.

    Don't be a sheeple looking for convenience. That's what these scammers rely on. Take control of your life, get some situational awareness and protect yourself. Nobody else is going to no matter how much you pay them or how much they say they will.
    Expert Moron Extraordinaire

    You're just jealous 'cause the voices don't talk to you!