Ever Had Your Debit/Credit Info Stolen?

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  • kevhed72
    kevhed72 Posts: 5,064
    I dont wrap my cards in tin foil yet but I do have a customized hat for similar reasons.
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  • Joey_V
    Joey_V Posts: 8,583
    Yes once when I was in medical school... crazy but atleast cc company covered it.

    But this thread lit a fire to get me to do what I’ve been procrastinating to do: lock my experian credit report.

    So I did that.

    My wife did too yesterday.
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  • rooftop59
    rooftop59 Posts: 8,121
    Joey_V wrote: »
    Yes once when I was in medical school... crazy but atleast cc company covered it.

    But this thread lit a fire to get me to do what I’ve been procrastinating to do: lock my experian credit report.

    So I did that.

    My wife did too yesterday.

    U need to lock the other two as well for it to matter I believe...
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  • pitdogg2
    pitdogg2 Posts: 25,656
    rooftop59 wrote: »
    Joey_V wrote: »
    Yes once when I was in medical school... crazy but atleast cc company covered it.

    But this thread lit a fire to get me to do what I’ve been procrastinating to do: lock my experian credit report.

    So I did that.

    My wife did too yesterday.

    U need to lock the other two as well for it to matter I believe...

    Yes that would be correct
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  • rooftop59
    rooftop59 Posts: 8,121
    I also read that there is a fort smaller agency, but I didn’t lock that one...
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  • Nightfall
    Nightfall Posts: 10,086
    Joey_V wrote: »
    Yes once when I was in medical school... crazy but atleast cc company covered it.

    But this thread lit a fire to get me to do what I’ve been procrastinating to do: lock my experian credit report.

    So I did that.

    My wife did too yesterday.

    It's something easy to not think about until it's too late.
    afterburnt wrote: »
    They didn't speak a word of English, they were from South Carolina.

    Village Idiot of Club Polk
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  • Toolfan66
    Toolfan66 Posts: 17,329
    Thanksgiving day one year I was putting gas in our vehicle headed to the in laws, as I was pumping gas I noticed a ladies wallet sitting on top of the pump, I went inside left my info that I had said wallet ( I don’t trust people felt better that I made sure she received her wallet intact.

    When we got to the in laws I got inside the wallet to see if I could find a phone number, I found a business card with the same name on the CC’s, called the lady up, she was at home no clue her wallet was missing.

    I told her I was willing to met her so she didn’t have to drive that far, she said she would come and pick it up, she showed up I answered the door, she took her wallet turned and walked away, not even a thank you, Happy Thanksgiving, she said nothing just turned and walked away, I was stunned..

    Made me wish I had just left it where I found it, yes I know I did the right thing, but it kinda pissed me off..
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  • pitdogg2
    pitdogg2 Posts: 25,656
    edited March 2018
    Yes but Larry you know you did the right thing. Sometimes doing the right thing is a thankless task. It's the fact that in your soul you know you did good and able to sleep well at night knowing that good karma will come your way because of it.
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  • rooftop59
    rooftop59 Posts: 8,121
    pitdogg2 wrote: »
    Yes but Larry you know you did that right thing. Sometimes doing the right thing is a thankless task. It's the fact that in your soul you know you did good and able to sleep well at night knowing that good karma will come your way because of it.

    And even though she didn’t say it, who knows what was going on in that women’s life at the time. I’m not excusing her behavior, but we would like a pass when we are really struggling.

    In the other hand, maybe she’s just an ungrateful b...
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  • steveinaz
    steveinaz Posts: 19,538
    edited March 2018
    Don't use debit cards, ever. Ignore this warning if you want to, but I told you so....Get a cash-back credit card, every year Capital One buys me a new gun. I like it.
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  • Hermitism
    Hermitism Posts: 4,276
    Older thread, but relevant update in regards to us talking about freezing your credit.

    https://www.freep.com/story/money/personal-finance/susan-tompor/2018/09/06/equifax-freeze-credit-breach/1156255002/

    "Beginning Sept. 21, though, a new federal law will help consumers stop intruders in their tracks. The three big credit reporting agencies — Equifax, Experian and TransUnion — will be required to offer you a credit freeze, free of charge. Such a freeze will restrict access to your credit file and help stop crooks from opening credit cards in your name.

    Also starting Sept. 21, parents across the country will be able to get a free credit freeze for children under age 16, too. A child's credit file would be frozen until the child is old enough to use credit."
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  • nooshinjohn
    nooshinjohn Posts: 25,460
    X wife stole mine and ran up debt with everyone, including back taxes for jobs I never held that I had to pay the IRS... cost me over 25k just to the feds and another 12k or so for credit cards...
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  • tonyb
    tonyb Posts: 32,997
    nooshinjohn wrote: »
    X wife stole mine and ran up debt with everyone, including back taxes for jobs I never held that I had to pay the IRS... cost me over 25k just to the feds and another 12k or so for credit cards...

    Sweet little angels ain't they ?
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