The new 100 dollar bill...
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One thing I do hate about debit cards is you have to still write down the transactions into your account ledger. At least I do to keep track of balances and to be able to enter it into Quicken at the end of the year.
So yeah, for some that don't care what their balances are or keep records it is easy, just swipe and forget about it...Testing
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If I was working for myself and only made 10k a year I would fire myself and look for a different occupation that isnt even close to minimum wages, hell pan handlers do better than thatcomfortablycurt wrote: »I love my life, I make more than enough money to get by easily and I couldn't be happier. I work for myself, rather than standing in an assembly line at a factory all day. I dropped out of high school because playing my guitar and enjoying life was more important to me...and I've fully succeeded in those ambitions. I never went to college, and never will...aside from maybe taking some music theory courses sometime. Having a "career" where I would make substantially more money simply isn't appealing to me. I've got better things to do...like go camping and sit around a camp fire playing guitar with my friends and family.
To some people, money just really isn't that important. The greatest things in life are free, and I'm easily able to live within my means.
I understand being young and feeling free and being your own boss and doing what you want when you want too but...... at some point you most likely are going to want to get married and have kids and you simply cant provide for them on 10k a year so now you will be forced to either go to college and get an education that will provide a means to an income that will or work your butt off at your own business and trust me as you get older it gets harder to do the things you used to do and you dont want to be 50 and still camping out, at that point in your life you will need health insurance. Far easier to plan and save now for the future then to try and play catch up later, Just my 2 cents
REGARDS SNOW
Most banks if not all provide either online printouts of all transactions or a 1-800 number you can call 24/7 to see your debits/credits etc.One thing I do hate about debit cards is you have to still write down the transactions into your account ledger. At least I do to keep track of balances and to be able to enter it into Quicken at the end of the year.
So yeah, for some that don't care what their balances are or keep records it is easy, just swipe and forget about it...Well, I just pulled off the impossible by doing a double-blind comparison all by myself, purely by virtue of the fact that I completely and stupidly forgot what I did last. I guess that getting old does have its advantages after all
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Why the F would you write anything down in your account ledger? ESPECIALLY if you use Quicken? Does your bank not have a website?
Most confusing post of the week.If you will it, dude, it is no dream. -
bobman1235 wrote: »Why the F would you write anything down in your account ledger? ESPECIALLY if you use Quicken? Does your bank not have a website?
Most confusing post of the week.
haha....Good point. Although while I don't use debit cards for exactly that reason and the crappier perks, I am someone who still does manually enter everything into my check register anyways. It's a 3rd check against what the bank says and what Quicken says since I enter the transactions manually in there as well as download into Quicken from all my financial institutions.
....but, even that takes NO freakin' time at all and gives me more peace of mind than I need. -
bobman1235 wrote: »Why the F would you write anything down in your account ledger? ESPECIALLY if you use Quicken? Does your bank not have a website?
Most confusing post of the week.
Wow, what do you care how I manage my finances. I'm still old school, I like stuff on paper. Its just a backup for me. Yes my bank has a website....
I'm really sorry I confused you so much....I'll try not to let it happen again...Testing
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haha....Good point. Although while I don't use debit cards for exactly that reason and the crappier perks, I am someone who still does manually enter everything into my check register anyways. It's a 3rd check against what the bank says and what Quicken says since I enter the transactions manually in there as well as download into Quicken from all my financial institutions.
....but, even that takes NO freakin' time at all and gives me more peace of mind than I need.
So are you confused about this post also? Demi gets it....Testing
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I don't care, don't take my "why the F" to be anything but confusion. I just think it's crazy. I mean, do you actually carry around your checkbook, or do you wait until you get home to write things down? And when you do write it down, do you enter it in Quicken at the same time, or do you have a monthly "enter everything in Quicken" party?
It's just a little crazy to me to use a technology that's supposed to make things easier, but essentially you're still writing a check every time.
And Demi is even MORE surprising cuz he's seemingly a modern / technical person.If you will it, dude, it is no dream. -
Lothos I think the confusion began when you made this statement...
(One thing I do hate about debit cards is you have to still write down the transactions into your account ledger. At least I do to keep track of balances)
I think the point Bobman was trying to make is that your debit transactions are available online or through a 1-800 number and can be easily printed out on paper and of course your entitled to keep your own seperate ledger any way you wish
But it is not neccesary to do this to have a paper record balance at a moments notice.
REGARDS SNOWWell, I just pulled off the impossible by doing a double-blind comparison all by myself, purely by virtue of the fact that I completely and stupidly forgot what I did last. I guess that getting old does have its advantages after all -
bobman1235 wrote: »I don't care, don't take my "why the F" to be anything but confusion. I just think it's crazy. I mean, do you actually carry around your checkbook, or do you wait until you get home to write things down? And when you do write it down, do you enter it in Quicken at the same time, or do you have a monthly "enter everything in Quicken" party?
It's just a little crazy to me to use a technology that's supposed to make things easier, but essentially you're still writing a check every time.
And Demi is even MORE surprising cuz he's seemingly a modern / technical person.
Let me explain what I do, because I'm all about online statements and downloading all my transactions into a program like Quicken...
The only thing that gets recorded in my check register are deposits, checks I write (2/Mo. at most), and bills I pay online. That's it.
I keep all my credit card receipts and throw them into a bin for each card I have in the order in which I buy stuff. I match the receipts to the statements online to make sure there aren't any errors then I pay my credit card bill(s).
I only do it as a check and balance against what my financial institutions say and what Quicken says. It's simply a practice that rubbed off of my accounting I do for our business. We have spreadsheets that are a mirror of our accounting program. Is it more work? Yeah, but not much.
When mistakes happen it is incredibly easy to find them. Usually just a transposed number, but I don't have to pour over a bunch of s**t to find it.
It would be weird to me if you did everything by hand and didn't take advantage of the technology, but to each their own. -
It's about time! The Europeans currency has been this style for 20+ years, and they don't have the counterfeiting issues we have. We've been making ourselves an easy target for far too long.I refuse to argue with idiots, because people can't tell the DIFFERENCE!
